Kavita Sheshma

Results-driven Process Associate with strong experience in US Mortgage Loan Underwriting support, specializing in detailed loan file review, income and asset validation, and credit analysis. Proven ability to ensure guideline compliance, accuracy, and timely processing of mortgage loans.

Senior Process Executive - INFOSYS BPM LTD

(2025-02)

Experienced in U.S. mortgage underwriting loans, ensuring compliance with all investor and bank guidelines.

• Maintained accurate, organized, and up-to-date records of all customer information and transactional data in accordance with internal policies and compliance standards.
• Specialized in underwriting Conventional, Fannie Mae, and Freddie Mac loans with strong adherence to program requirements and risk assessment standards.
• Accurately calculated Debt-to-Income (DTI) ratios by analyzing borrower income and liabilities using pay stubs, tax returns, and other financial documentation.
• Performed income verification for Conventional, FHA, VA, and Self-Employed (SE) loan types.

Bachelor of Arts - Shakhawati University (2019)

Master of Arts - Rajasthan University (2022)