Kesavan Venkatesan

Senior Banking and Supply Chain Finance (SCF) leader with 16+ years' experience across banks and NBFCs (RBL Bank, SG Finserve, Cholamandalam, Kotak Mahindra, SBI Global Factors, L&T Finance). Built and scaled a ₹800+ Crore SCF portfolio across South India and onboarded anchor programs with sanctioned limits exceeding ₹500 Crore. Track record spans anchor acquisition, factoring, receivables finance, dealer and vendor finance, credit risk, collections, and P&L leadership for geographically distributed teams.

Currently Zonal

Head – South India (SCF) at RBL Bank.

Zonal Head (VP2) – South India (SCF) - RBL Bank Ltd - Chennai, India

(2025-12)

• Drive SCF business growth strategy across South India, owning anchor acquisition, portfolio utilization, customer retention and NPA control for the zone.
• Lead regional teams to deliver revenue and business targets against annual budgets.

Regional Head (VP) – South India (SCF) - SG Finserve Ltd - Bangalore, India

(2023-05 - 2025-12)

• Built South India SCF operations from the ground up, achieving a ₹800 Crore portfolio and managing PAN-India anchor relationships.
• Onboarded 5 anchor programs with sanctioned limits of approximately ₹500 Crore, directly driving new business acquisition.
• Led regional business development, client servicing and portfolio quality initiatives across the zone.

Senior Area Sales Manager – SME & SCF - Cholamandalam Investment & Finance - South India

(2019-12 - 2023-05)

• Managed SME and SCF products including Dealer Finance, Vendor Finance and Invoice Finance across the assigned territory.
• Conducted financial analysis and credit assessments to support underwriting decisions.
• Onboarded strategic anchor relationships and maintained portfolio quality through disciplined risk monitoring.

Senior Manager – Working Capital Finance - Kotak Mahindra Bank - Tamil Nadu, India

(2018-03 - 2019-12)

• Delivered working capital and trade finance solutions to corporate and SME clients.
• Developed SCF business through anchor-led and OEM-led programs, expanding the bank's footprint in the segment.
• Managed senior stakeholder relationships with promoters, CFOs and corporate clients.

Branch Head & Manager - SBI Global Factors Ltd - Tamil Nadu, India

(2014-05 - 2018-03)

• Led factoring and receivables finance business for South India, owning branch P&L.
• Prepared credit proposals and managed client servicing, recovery and collections for the branch portfolio.
• Supported risk assessment and credit committee approvals as branch representative.

Branch Sales Manager – SME - Reliance Capital - Tamil Nadu, India

(2013-10 - 2014-04)

• Managed channel development and SME customer acquisition for the branch.

Sales Manager – Corporate Finance Group - L&T Finance Ltd - Tamil Nadu, India

(2011-07 - 2013-09)

• Managed vendor finance and supply chain finance programs for corporate clients.
• Improved SCF business volumes by 30% year-on-year through anchor and dealer network expansion.
• Added a new OEM relationship contributing approximately ₹50 Crore in annual business.

MBA - Finance & Human Resource Management - Anna University

Bachelor of Commerce - University of Madras