Kinshuk Malhotra

CA Article Trainee seeking Industrial Training in Finance to apply experience in financial planning, cash flow forecasting, audit, and analytical review while gaining hands-on exposure to corporate finance, financial strategy, business partnering, and value creation initiatives.

ARTICLE ASSISTANT at SJC & CO. (2025-08 – Present)

• Executed internal audit procedures for Jaybee Laminations (₹214 Cr turnover), involving control testing, transaction review, and identification of process improvement areas.
• Led internal audit of MohanLal Sons (₹107 Cr turnover), evaluating internal control, transaction verification, and process gap analysis to drive operational efficiency.
• Conducted cost and operational analysis across 41 stores — reviewing store-wise P&Ls, identifying cost drivers, and recommending corrective actions to standardise operations.
• Executed multi-location stock audit across 20+ stores (including outstation sites) for MohanLal Sons, covering physical inventory verification and book reconciliation to identify discrepancies and strengthen inventory controls.
• Conducted HR & Payroll Audit — verified payroll computations, employee records, and statutory deductions (PF, ESI, TDS) for compliance and accuracy.
• Audited operating expenses (OPEX), including verification of expense vouchers, approvals, and compliance with internal policies.
• Drafted and implemented Petty Cash Policy defining authorization limits, documentation standards, and control procedures to strengthen cash governance.
• Conducted plant visits and drafted inventory policies to strengthen inventory control and standard operating procedures.
• Conducted Statutory Audit of Gencon India Pvt. Ltd., verifying books of accounts, supporting documents, and compliance with Accounting Standards.
• Prepared financial statements (Trial Balance to Balance Sheet, P&L, and schedules) ensuring accuracy and compliance with Accounting Standards.
• Reconciled GSTR-1, GSTR-3B, and books of accounts to identify discrepancies in tax liability, outward supplies, and ITC.
• Executed concurrent/branch audit for SBI, examining Home Loan and Car Loan portfolios for documentation compliance, disbursement accuracy, and adherence to RBI guidelines.
• Assisted in Income Tax Return (ITR) computation by verifying income, deductions, and tax credits, and reconciling Form 26AS, AIS, and TIS with books of accounts.
• Computed Short-Term and Long-Term Capital Gains (STCG & LTCG) by analyzing asset transactions, and relevant tax provisions, and reporting accurately in Schedule CG.
• Built a 6-Month Cash Flow Forecast (Apr–Sep 2026) to quantify the off-season liquidity gap and advise management on how much peak-season capital to retain for uninterrupted operations.
• Prepared FY 2026–27 Annual Budget for Mohanlal Sons — forecasting revenue and expenditure across 41 retail stores to assess the projected financial position and guide operational planning.
• Valuation Practice – Computed EBITDA, Free Cash Flow, and Terminal Value as components of the DCF valuation framework for a listed company.

CA Intermediate (Group 2) – Institute of Chartered Accountants of India (2025-05)

CA Intermediate (Group 1) – Institute of Chartered Accountants of India (2024-05)

CA Foundation – Institute of Chartered Accountants of India (2022-12)

B.Com – Delhi University (2021 – 2024)

Class 12th – Guru Harkrishan Public School (CBSE) (2020 – 2021)

Class 10th – Guru Harkrishan Public School (CBSE) (2018 – 2019)