Kritika Vats

Legal professional with more than 5 years of experience in financial recovery and NPA litigation for banks and NBFCs. Skilled in handling proceedings under the SARFAESI Act, Section 138 of the Negotiable Instruments Act, and civil recovery laws. Proficient in drafting, case strategy, and end-to-end litigation management, with a strong track record of coordinating with legal and recovery teams to ensure timely dispute resolution.

Legal Associate - Lex Ava Partners LLP - Delhi

(2025-06)

• Managed litigation portfolio for recovery of NPA accounts in coordination with banks and NBFCs.
• Handled matters under SARFAESI Act, Section 138 NI Act, and civil recovery proceedings.
• Coordinated with legal and recovery teams for case filing, tracking, and disposal including BW and NBW stages.
• Drafted notices, complaints, affidavits, petitions, and case briefs.
• Ensured timely court representation and monitored proceedings.
• Issued legal notices to defaulting borrowers.

Legal Associate - Singh Law Offices - Delhi

(2021-01 - 2025-05)

• Drafted, filed, and argued matters related to loan recovery, Section 138 NI Act, and civil recovery suits.
• Handled end-to-end litigation including execution proceedings.
• Reviewed case files and ensured procedural compliance.
• Prepared affidavits and motions within strict deadlines.

Junior Associate - Keshav Kamra & Associates

(2020-01 - 2021-12)

• Worked on criminal, civil recovery, matrimonial, Section 138, and IP matters.
• Maintained organized client files and documentation.

Intern - Tis Hazari District Court - Delhi

(2019-01 - 2020-12)

• Maintained records and assisted in legal documentation.
• Observed court proceedings and legal processes.

B.A. LL.B. (BALLB) - Guru Gobind Singh Indraprastha University