Krutika Shetti

Analyst – MS FS Spark - KPMG Global Services Pvt. Ltd

(2024-01 - 2025-12)

Conducted AML/KYC investigations for individual and entity customers during onboarding and periodic reviews.
Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in accordance with regulatory and internal compliance requirements.
Investigated customer profiles using multiple data sources to identify potential financial crime risks.
Reviewed customer information including ownership structures, beneficiaries, trustees, organizational details, and legal documentation.
Performed sanctions screening, Politically Exposed Person (PEP) screening, and adverse media screening to identify potential risk indicators.
Verified Source of Wealth (SOW) documentation and customer financial information.
Reviewed alerts and analyzed customer data to determine appropriate risk outcomes.
Used SharePoint, CAIS, COBN, EMMA, RRSM and CIP Notes for investigation, documentation and case management.
Supported ongoing monitoring and periodic review activities for Private Wealth Management clients.
Escalated high-risk cases based on AML policies and regulatory requirements.
Maintained high-quality documentation supporting investigative decisions.

Transaction Processing Representative – KYC - Accenture

(2022-01 - 2023-12)

Performed AML investigations and risk-based customer reviews for new and existing customers.
Conducted Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for onboarding and remediation activities.
Reviewed customer documentation including passports, trust agreements, LLC documents, partnership deeds, MOA, and AOA.
Conducted sanctions, PEP, and adverse media screening using compliance tools.
Investigated customer alerts and verified information against regulatory databases.
Assessed customer risk based on AML policies and internal compliance procedures.
Worked closely with Compliance and Operations teams to resolve documentation and screening exceptions.
Ensured adherence to AML regulations and internal control requirements.
Maintained complete documentation supporting investigation outcomes.

Associate - Genpact

(2021-01 - 2022-12)

Performed Financial Crime investigations across AML, sanctions, transaction monitoring, and due diligence processes.
Reviewed transaction monitoring alerts to identify suspicious activity and potential financial crime indicators.
Conducted sanctions screening and customer due diligence for individual and entity customers.
Investigated PEP alerts and determined true matches versus false positives through detailed analysis.
Applied customer risk classifications including High, Medium, and Low Risk.
Reviewed customer information using DOB, name, location, and supporting documentation to resolve screening alerts.
Supported AML remediation and customer verification activities.
Maintained investigation records and documented rationale supporting case decisions.
Contributed to continuous process improvements to enhance quality and reduce operational risk.

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