Kunal Bhatia

Result-driven AML professional with 11+ years of extensive experience in financial crime investigations, transaction monitoring, and regulatory reporting. Proven expertise in leading and coaching teams of 20+ staff, improving investigation quality, and consistently meeting SLAs above 95%. Skilled in conducting complex investigations, drafting high-quality SMRs/SARs, and collaborating with stakeholders to strengthen risk management and compliance framework.

Strong analytical judgment with working knowledge of SQL and data analysis for AML operations.

FIU Team Leader - Revolut

(2026-04 - 2026-08)

• Led AML and Financial Crime operations for FIU France Jurisdiction while managing daily team performance
• Performing risk assessment of complex financial crime cases, such as money laundering, terrorist financing, international bribery, etc.
• Assisting management with hiring processes and new team member training
• Working closely with other functions like MLRO's and partner agencies
• Acting as a point of contact for law enforcement agencies in ongoing criminal investigations that commenced from a submitted SAR
• Performing effective people management through 1:1s, coaching and career development
• Monitored productivity, quality, KPIs and SLA adherence
• Prepared management reports and performance dashboards

Senior Analyst II (Asst Manager) - AML Right Source

(2023-10 - 2026-01)

• Led transaction monitoring investigations and escalations ensuring regulatory compliance
• Reviewed complex cases and supported SAR/SMR drafting for regulatory submission
• Engaged with senior stakeholders ensuring SLA adherence above 95%
• Provided coaching, QA feedback, and process uplift to team of 20+ analysts
• Managed risk, controls, policy adherence, and breach escalation procedures
• Contributed to TM scenario testing and new system implementations

Business Analyst - Genpact

(2023-04 - 2023-10)

• Investigated TM alerts and prepared escalation documentation
• Supported SAR drafting and investigation quality reviews
• Assisted leadership with investigation queries and QA processes

Senior Associate - WNS

(2020-09 - 2023-10)

• Conducted complex TM investigations including human trafficking typologies
• Documented investigation rationale ensuring high-quality case files
• Performed first and second-level reviews including uplift actions
• Provided investigation support and advisory to cross-functional teams

Process Advisor - Barclays

(2018-12 - 2020-01)

• Provided technical support, installation, and maintenance for PDQ machines
• Delivered after sales support ensuring high customer satisfaction

Process Developer - Genpact

(2013-09 - 2018-08)

• Performed end to end AML investigations and FinCEN reporting
• Identified complex patterns and emerging financial crime typologies
• Drafted and submitted high-quality regulatory reports

Masters of Business Administration (MBA) - Finance - London South Bank University (2013)

Bachelor of Commerce - B. Com - Delhi University (2010)

Higher Secondary Education - DAV Public School (2006)