Laltesh Kumar

Result-driven Divisional Manager with extensive experience in microfinance and financial services. Skilled in managing multiple branches, leading large teams, improving portfolio quality, and driving business growth. Proven ability to enhance operational efficiency, control risk, and maintain high collection performance.

Assistant Credit Manager (ACM), Branch Manager (B.M), Division Manager (D.M) - Satya Micro capital LTD

(2021-08)

• Managed multiple branches within the division ensuring smooth operations
• Led and supervised Branch Managers and field teams
• Achieved business targets including loan disbursement and recovery
• Conducted regular audits and ensured compliance with company policies
• Trained and mentored staff for performance improvement
• Handled customer grievances and ensured client satisfaction
• Managed branch operations and field staff
• Improved collection efficiency and reduced overdue accounts
• Built strong relationships with clients and stakeholders
• Ensured timely loan processing and disbursement
• Maintained proper documentation and reporting

Branch Credit Manager BCM - IDFC Frist Bank BC at NOCPL

(2020-12 - 2021-08)

CSO TO BCCM & ABM - Satin Credit Care network LTD

(2017-08 - 2020-12)

MBA - Subharti University Meerut (2019)

M.A - MJPRU Bareilly (2016)

B.A - MJPRU Bareilly (2014)

Inter - UP Board (2011)

High School - UP Board (2009)