Senior Associate: Expertise in Credit underwriting
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I have worked as senior associate in acuity knowledge partners. With proven track record in Financial Statement Analysis, Risk Assessment, and Credit Underwriting within the public sector and governmental banking sector, I am confident in my ability to contribute positively to your esteemed team.
Throughout my tenure at Acuity, I played a pivotal role in conducting meticulous Financial Statement Analysis and producing comprehensive reports for a diverse client. This involved a thorough examination of quarterly and annual reports, compliance certificates, and associated documentation, ensuring accuracy and compliance with industry standards.
Additionally, I excelled in preparing and disseminating annual financial statements and interim reports for borrowers, demonstrating proficiency in managing documentations and facilitating Covenant monitoring on both quarterly and yearly intervals. This included reviewing and underwriting Automated Clearing House and credit approval processes.
My expertise extended to conducting comprehensive Annual and Interim Reviews for various clients, such as schools, colleges, and housing authorities. I provide Obligor and Facility Risk Ratings after a meticulous analysis of financial statements, third-party ratings, and other relevant criteria. I leveraged a range of risk rating matrices to assess and categorize both existing and new borrowers, contributing to a robust risk evaluation process.
I am highly skilled in Credit Underwriting for Automated Clearing House, loan review/renewal, and new financial deals. My ability to maintain strong working relationships with Relationship Managers and Associates has been a cornerstone of my success.
I worked as senior associate in Acuity knowledge partners. Throughout my tenure at Acuity, I played a pivotal role in conducting meticulous Financial Statement Analysis and producing comprehensive reports for a diverse client. This involved a thorough examination of quarterly and annual reports, compliance certificates, and associated documentation, ensuring accuracy and compliance with industry standards.
Additionally, I excelled in preparing and disseminating annual financial statements and interim reports for borrowers, demonstrating proficiency in managing documentations and facilitating Covenant monitoring on both quarterly and yearly intervals. This included reviewing and underwriting Automated Clearing House and credit approval processes.
My expertise extended to conducting comprehensive Annual and Interim Reviews for various clients, such as schools, colleges, and housing authorities. I provide Obligor and Facility Risk Ratings after a meticulous analysis of financial statements, third-party ratings, and other relevant criteria. I leveraged a range of risk rating matrices to assess and categorize both existing and new borrowers, contributing to a robust risk evaluation process.
I am highly skilled in Credit Underwriting for Automated Clearing House, loan review/renewal, and new financial deals. My ability to maintain strong working relationships with Relationship Managers and Associates has been a cornerstone of my success.
Prior to Acuity, I was working as financial Analsyst in Wells Fargo. My primary responsibility was portfolio monitoring.
I have completed Bachelor of Commerce securing a first class exemplary in accounting and Taxation group with 8.55% CGPA from bangalore university.