Lettitia Jose
MSc Actuarial Science student seeking entry-level actuarial role
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About
A dedicated and detail-oriented MSc Actuarial Science student seeking an entry-level actuarial role. Cleared four actuarial papers with a strong foundation in pricing, reserving, actuarial statistics, and financial mathematics. Skilled in analyzing financial data, developing actuarial models, and predictive analysis using R programming, with a good understanding of life insurance products, valuation methods, pricing, and retirement benefit schemes.
Possesses strong analytical ability along with good communication and interpersonal skills, eager to contribute to data-driven actuarial decision-making.
Experience
Actuarial Intern at Bdo India (2026-04 – Present)
- Assisted in general insurance reserving and IBNR calculations.
- Performed UPR calculations and analysis.
- Conducted sensitivity testing on reserving models
- Supported audit trail and actuarial documentation
- Gained exposure to life insurance reserving concepts
- Performed actuarial data analysis using Excel
Data Analyst Intern at MedTourEasy (2025-05 – 2025-06)
- Gained foundational knowledge of data science concepts, including data preprocessing, statistical analysis, and predicting.
- Explored data cleaning techniques, handling missing values, and ensuring data consistency for analysis.
Education
Master's in Actuarial Science – Mar Athanasius College (Autonomous)
Bachelor's in Mathematics – ST Thomas College (Autonomous)
Actuarial Papers in Actuarial Science – IAI
