Lettitia Jose

A dedicated and detail-oriented MSc Actuarial Science student seeking an entry-level actuarial role. Cleared four actuarial papers with a strong foundation in pricing, reserving, actuarial statistics, and financial mathematics. Skilled in analyzing financial data, developing actuarial models, and predictive analysis using R programming, with a good understanding of life insurance products, valuation methods, pricing, and retirement benefit schemes.

Possesses strong analytical ability along with good communication and interpersonal skills, eager to contribute to data-driven actuarial decision-making.

Actuarial Intern at Bdo India (2026-04 – Present)

• Assisted in general insurance reserving and IBNR calculations.
• Performed UPR calculations and analysis.
• Conducted sensitivity testing on reserving models
• Supported audit trail and actuarial documentation
• Gained exposure to life insurance reserving concepts
• Performed actuarial data analysis using Excel

Data Analyst Intern at MedTourEasy (2025-05 – 2025-06)

• Gained foundational knowledge of data science concepts, including data preprocessing, statistical analysis, and predicting.
• Explored data cleaning techniques, handling missing values, and ensuring data consistency for analysis.

Master's in Actuarial Science – Mar Athanasius College (Autonomous)

Bachelor's in Mathematics – ST Thomas College (Autonomous)

Actuarial Papers in Actuarial Science – IAI