Luke Willliam Fernandez

I am an Accounting and Finance professional with over 6 years of experience in banking, audit, and US-based accounting operations. I have hands-on expertise in accounts receivable, bank reconciliations, financial reporting, and managing client accounts in fast-paced environments. Currently, I work as an Accounts Executive at a US-based shipping company, where I handle invoicing, collections, account reconciliations, and financial reporting for international clients.

Previously, I gained valuable experience in banking operations at Federal Bank and in taxation and auditing at a Chartered Accountant firm. I possess strong knowledge of US accounting principles, GST and tax compliance, banking operations, and financial controls. I am proficient in Tally ERP, MS Excel, and financial reporting tools.

I am also pursuing my Master of Commerce (M.Com) to further strengthen my expertise in finance and accounting. I am a detail-oriented, adaptable, and results-driven professional seeking opportunities to contribute my accounting and financial management skills in a growth-oriented organization.

Accounts Executive at ANP Alliance Co (2025-01 – Present)

US-based Shipping Company

• Manage end-to-end accounting for US client portfolios, including invoicing, collections, and reconciliation of freight transactions
• Handle shipment billing cycles, ensuring accurate recording of import/export financials
• Reduced receivable delays by actively following up and resolving billing discrepancies with US clients
• Maintain AR ledgers and perform monthly reconciliations across multiple accounts
• Prepare MIS reports and financial summaries highlighting KPIs and outstanding balances
• Ensure compliance with trade finance regulations and internal financial controls

Banking Operations Associate at Federal Bank, InfoPark Branch (2022-01 – 2023-12)

• Supported daily banking operations including transaction processing and account maintenance
• Conducted KYC verification and ensured compliance with RBI regulations
• Performed cash reconciliation, teller balancing, and voucher verification
• Processed domestic and international remittances with accurate documentation
• Assisted with loan processing, fixed deposits, and customer queries

Article / Accounts Assistant at Abdul Rahim and Co (2021-01 – 2022-12)

Chartered Accountant Firm

• Assisted in statutory, tax, and internal audits for SME clients
• Filed GST returns (GSTR-1, GSTR-3B), TDS returns, and income tax filings
• Maintained books of accounts using Tally ERP, including ledger and trial balance preparation
• Supported preparation of financial statements (P&L, Balance Sheet)
• Conducted vouching, documentation checks, and stock audits. • Experienced in handling shipping and logistics processes involving UPS, FedEx, and PierPass.

Master of Commerce in M.com - MG University (Pursing)

Bachelor of Commerce in B. Com – University of Kerala (2018-2021)