Maharshi Vyas

Deposit Operations Analyst at Bank of America with experience in check and deposit processing, transaction monitoring, exception handling, and operational risk controls. Holds an MBA in Financial Management and a Data Science certification, combining banking operations knowledge with data analytics and business decision-making skills.

Deposit operational Analyst - Bank of America - Ahmedabad, Gujarat

(2024-08)

• Process and review check and deposit transactions, ensuring accuracy, timely posting, and reconciliation of customer accounts.
• Handle deposit exceptions, adjustments, returns, stop payments, reversals, and chargebacks in line with bank policies and SLAs.
• Review, verify, and clear inbound and outbound checks, including returned, stale-dated, altered, or duplicate items.
• Monitor transactions to identify potential deposit and check fraud, unusual activity, and high-risk indicators.
• Perform transaction verification and account reconciliation to resolve discrepancies and posting errors.
• Ensure strict compliance with AML, KYC, internal risk controls, SOPs, audit, and regulatory requirements.
• Analyze deposit and transaction data to identify fraud trends, operational gaps, and risk patterns.
• Coordinate with Fraud, Compliance, Risk, and Operations teams to resolve cases, investigations, and escalations.
• Validate account activity and process account closures, ensuring no pending transactions, balances, or exceptions exist.
• Maintain high quality, accuracy, and productivity metrics, support process improvements, and ensure complete documentation and audit trails.

Data Science Intern - Flip Robo Technologies

(2023-08 - 2024-02)

• Conducted data preprocessing, cleaning, and wrangling for model development.
• Built predictive models for churn and product demand forecasting.
• Created dashboards and visualizations to present insights to non-technical stakeholders.
• Created data visualization graphics, translating complex data sets into comprehensive visual representations.
• Identified, analyzed and interpreted trends in complex data sets using supervised and unsupervised learning techniques.

MBA - Financial Management - Alagappa University (2023-05)

B.Com - Advanced Accounting & Auditing - Gujarat University (2017-12)