Mahfooz Alam

Finance professional with 2+ years of experience spanning business valuation, financial modelling, accounts payable, and payment operations. Hands-on expertise in discounted cash flow (DCF) valuation, goodwill impairment analysis, and financial statement modelling gained at Ernst & Young. Proven ability to leverage platforms such as Capital IQ, Bloomberg, and D&B Hoovers for market research and comparable company analysis.

Adept at translating complex financial data into actionable insights for senior stakeholders.

Analyst – Business Valuation & Advisory - Ernst & Young (EY)

(2021-04 - 2021-12)

• Built end-to-end financial models in Excel to determine fair value of client entities for goodwill impairment engagements under ASC 350 / Ind AS 36.
• Performed Discounted Cash Flow (DCF) analysis, projecting multi-year free cash flows and deriving terminal value using Gordon Growth and Exit Multiple methods.
• Conducted Guideline Public Company (GPC) and Guideline Transaction (GT) analyses by benchmarking valuation multiples (EV/EBITDA, P/E, EV/Revenue) against industry peers.
• Researched macroeconomic data, industry outlooks, and company-specific risk factors using Capital IQ, Thomson One, D&B Hoovers, and First Research to support WACC and discount rate assumptions.
• Prepared weighted average cost of capital (WACC) schedules, including cost of equity (CAPM) and cost of debt derivation, beta re-levering, and capital structure analysis.
• Collaborated with engagement managers to review model assumptions, document valuation methodology, and deliver client-ready reports with sensitivity and scenario analyses.

Associate – Merchant Services - One97 Communications (Paytm)

(2023-08 - 2024-11)

• Managed a portfolio of ultra-premium merchants, ensuring seamless transaction processing across EDC terminals and QR platforms.
• Drove cross-sell initiatives including merchant loans and shop insurance, contributing to increased product penetration.
• Coordinated field visits and documentation verification for merchant onboarding and compliance.
• Resolved complex merchant escalations through L3 support ticketing, improving customer satisfaction scores.

MBA - Finance - Amity University, Noida (2021-05)

B.Com - Ewing Christian College, Allahabad University (2019-05)