Manoj Kumar

Hard skills like financial statement analysis, credit risk assessment, and proficiency in software

Credit analyst - Growth capital

(2025-11)

Hard skills like financial statement analysis, credit risk assessment, and proficiency in software

• Reviewing financial statements, cash flow, and debt ratios to determine a borrower's financial health.
• Proficiency in software like Excel and SQL, along with soft skills such as communication, problem-solving
• Evaluates the creditworthiness of individuals and businesses to assess the risk of lending them money
• Recommended to approval loan application

Document verification officer - Margadarsi chits PVT LTD

(2024 - 2025)

Worked as Verification officer Branch Level

• Check KYC, bank statements, income documents and ITRs
• Manage fraud investigations and field verifications.
• Get good well experience in Business loan, Personal loans.
• Recommendation to sanctioning authority for final sanction in Corporate office
• Check Payment Position and Payment Transaction
• Risk Field investigation Documents

BBA(CA) - Bachelor of Business Administration Computer Application - SRI RAMAKRISHNA COLLEGE OF ARTS AND SCIENCE (2020)