Assistant Vice President - Regulatory Rules Oversight - Barclays
(2024-02)
- Led periodic assessments of groupwide capital components including SA-CCR, General Credit Risk, Numerator, Securitization Exposures, Unsettled Transactions, and Market Risk to ensure regulatory alignment and capital adequacy.
- Conducted detailed, line-by-line rule interpretations and validated compliance of reported RWA numbers with the latest regulatory requirements issued by the PRA and Federal Reserve.
- Acted as part of the Second Line of Defense (2LOD) to perform Interpretation & Judgement (I&J) reviews, providing independent challenge to First Line of Defense (1LOD) assumptions and methodologies.
- Collaborated cross-functionally with Business team, Finance Control, Regulatory Policy, Legal, and Calculation teams to ensure alignment and accuracy in capital reporting.
- Authored detailed findings reports highlighting potential reporting gaps versus Code of Federal Regulations (CFR) or Capital Requirements Regulation (CRR) rules, presenting outcomes and remediation action plan in senior governance committees such as RROC and RMOC.
- Performed validation and quality review of FR Y9C, FFIEC 101, FFIEC 031 filings to validate reported exposure and RWA accuracy, ensuring regulatory compliance.
- Analyzed the impact of proposed Basel 3.1 reforms, contributing to strategic planning and regulatory preparedness initiatives.
Financial Analyst - Financial Planning & Analysis - Barclays
(2020-08 - 2024-01)
- Accountable for end-to-end capital reporting for the Consumer, Cards & Payments (CCP) business, including the management of Risk-Weighted Assets (RWA) and UK Leverage Exposure in line with regulatory standards.
- Led actuals reporting for P&L, RWA, and Leverage metrics; performed variance analysis against Outlook, MTP, and Prior Year (PY), and challenged business units to explain key drivers, providing insightful commentary to Senior Management Team (SMT).
- Acted as a key liaison across multiple stakeholders—including Business Units, Capital Risk Insights, Capital Asset and Liability Management (CALM), Treasury, and Transformation teams—to ensure accurate and timely capital inputs for reporting cycles.
- Compiled and presented executive-level summaries for U.S. Cards Competitor Analysis, delivering strategic insights to Directors, U.S. business stakeholders, CEO, and CFO.
- Acted as SME for RWA calculator aligned with Basel III rules and key metrics for Credit risk such as Probability of Default (PD), Exposure At Default (EAD) and Loss Given Default (LGD) in collaboration with risk team.
- Contributed to the team's transformation agenda by designing and implementing a Tableau dashboard that automated and decommissioned 5 manual monthly reports, enhancing efficiency and data visualization.
Research Analyst - Market Research - Reliance Retail Limited
(2019-05 - 2019-06)
- Spearheaded efforts to redefine a holistic customer experience strategy for Reliance Retail, aligning customer insights with sales enhancement objectives.
- Conducted in-depth data analysis using tools such as Excel and SPSS; applied hypothesis testing and factor analysis to identify key drivers impacting sales performance.
- Provided data-driven recommendations to senior leadership, highlighting five critical factors influencing sales, with particular emphasis on enhancing store ambience, product variety, and service quality.
- Delivered actionable insights that informed customer experience improvements and contributed to optimizing the overall sales strategy.
Maintenance - Gujarat State Fertilizers & Chemicals Limited
(2016-12 - 2017-12)
- Collaborated within a five-member engineering team to manage end-to-end maintenance operations across two production plants (ASP & AS) and a bagging unit, focusing on operational continuity and equipment reliability.
- Conducted daily failure investigations (2–3 on average), applying root cause analysis and fault diagnostics to deliver targeted solutions and guide on-ground maintenance teams in effective issue resolution.
Plant Operator - Maintenance - Thermax Limited
(2015-12 - 2016-10)
- Contributed to the efficient operation of the Effluent Treatment Plant as part of a dedicated team.
