Md Muneer Ghazi

FP&A and Business Finance professional with experience in budgeting, forecasting, variance analysis, MIS reporting, and business performance management. Strong expertise in financial planning, management reporting, and business partnering with cross-functional teams. Experienced in supporting leadership with data-driven insights, financial analysis, and decision support for operational and strategic planning.

Proven ability to build financial models, analyze profitability, and manage cash flow and working capital to support business decisions.

Senior Associate – FP&A & Finance at Fundvice Pvt. Ltd. (2025-09 – 2026-04)

• Led FP&A activities including budgeting, forecasting, variance analysis, and management reporting for multiple client portfolios, supporting leadership decision-making and business performance reviews
• Developed financial models, MIS dashboards, and business performance reports to drive budgeting, forecasting, and strategic decision-making
• Conducted profitability, cash flow forecasting, and trend analysis to identify business risks, opportunities, and performance improvement initiatives
• Supported process automation initiatives and reporting improvements to enhance efficiency, accuracy, and timeliness of management reporting
• Partnered with cross-functional stakeholders to support annual operating plans, scenario analysis, and management reporting for business growth initiatives

Assistant Manager – FP&A & Finance Analyst at DYP Jain & Co. (2025-02 – 2025-06)

• Performed budgeting, forecasting, variance analysis, and business performance management for client engagements
• Prepared MIS reports, financial dashboards, P&L analysis, and management reports to support business reviews and decision-making
• Built financial models and performed profitability, trend, and working capital analysis to support decision-making
• Managed month-end reporting and supported performance reporting and process improvement initiatives

Senior Executive – FP&A & Finance at Infra Market (2021-10 – 2025-01)

• Owned annual budgeting, rolling forecasts, financial planning, and business performance management for the Aggregate Concrete vertical, partnering with business leadership to drive revenue growth, profitability, and operational performance
• Partnered with business and operations teams to prepare annual operating plans, forecast revisions, and budget assumptions based on revenue, volume, pricing, working capital, and operational trends
• Reviewed monthly P&L performance and conducted detailed variance analysis against budget and forecast, identifying key business drivers impacting revenue, margins, cash flow, and profitability
• Presented budgets, forecasts, business performance reviews, and variance analysis directly to the CEO and senior leadership at Head Office (Mumbai), including justification of assumptions and operational KPIs
• Analyzed working capital, AR recovery, cash flow movement, and operational efficiencies to explain business performance gaps and forecast deviations
• Developed financial models, costing analysis, and profitability assessments for new customers, business expansion opportunities, and new location launches
• Built MIS dashboards, KPI reports, and business performance trackers using Advanced Excel
• Supported financial governance for a ₹300 Cr+ business portfolio through performance monitoring, working capital reviews, management reporting, and month-end financial oversight
• Partnered with sales, operations, supply chain, and management teams to improve profitability and reporting visibility

Accounts Officer - Finance & MIS Reporting at ASC Consulting Group (2019-12 – 2020-06)

• Supported budgeting, forecasting, variance analysis, and MIS reporting for business performance reviews
• Prepared cash flow summaries and management reports to support operational planning and performance monitoring
• Supported month-end reporting, audit activities, and business performance reporting processes

Senior Executive – Accounts & MIS at Palogix Infrastructure (2016-12 – 2019-11)

• Prepared monthly MIS reports, P&L statements, budget tracking reports, and performance summaries to support management reporting and business reviews
• Assisted in financial reporting, budget analysis, audit support, and process improvements to enhance reporting accuracy and efficiency
• Managed finance and accounting operations, month-end closing, and reconciliations while supporting GST & TDS compliance

Executive – Accounts at Connexons Travel (2014-03 – 2016-11)

• Managed bookkeeping, journal entries, invoicing, and day-to-day accounting transactions in Tally ERP
• Managed foreign currency invoicing and recorded customer payments in INR after currency conversion, ensuring accurate accounting records
• Performed bank, customer, and vendor reconciliations ensuring accuracy in financial records
• Supported month-end closing, audit activities, financial statement finalization, payroll processing, and tax compliance activities including Service Tax and TDS

MBA in Finance – Mahatma Gandhi University (2016)

B. Com – M.J.P. Rohilkhand University (2013)