Md Tufail Ansari

Result-oriented Development Professional with a Ph.D. in Management and an MBA in AgriBusiness, possessing nearly 6 years of core experience in the social development sector.

Core Expertise: Nearly 6 years of hands-on experience in the social development sector specializing in Financial Inclusion, Rural Livelihoods (Farm, Non-Farm, Off-Farm/Livestock), Community Institution Building, SHGs/FPOs coordination, capacity building, and large-scale project implementation.

Financial Inclusion & Banking Linkage: Proven track record in executing SHG-Bank Credit Linkage, Interest Subvention, Financial Literacy programs, and Micro-credit planning in alignment with national rural livelihood missions.

Policy & Stakeholder Management: Proficient in collaborating with banking authorities, government bodies, and district administrations; active participant in DLCC, DLBC, and DLRC forums to accelerate priority sector lending.

Research & Strategic Planning: Published researcher with deep analytical insights into rural poverty alleviation, microfinance, and household economics in Bihar. Cross-Functional Development Programs: Experienced in integrating health, nutrition, sanitation (HNS) campaigns, and skill development programs within community-based organizations (CBOs). Expert in designing and conducting Capacity Building & Training programs for community-based organizations (CBOs), field teams, and rural communities.

Independent Educator & Training Consultant (Management & Higher Education) at College of Commerce and Business Studies (2021-04 – Present)

Self-Employed / Freelance

• Advanced Pedagogical Delivery: Designing and delivering comprehensive training/lectures for UGC NET (Management) aspirants and management institute entrance exam candidates, focusing on advanced business concepts and research methodologies.
• Curriculum & Module Development: Formulating structured study materials, mock tests, and analytical frameworks tailored to adult learning patterns and competitive exam standards.
• Mentoring & Capacity Building: Conducting interactive mentoring sessions, career counselling, and skill assessment programs for higher education students to improve their employability and academic performance.
• Performance Evaluation & Learning (MEL): Tracking individual student progress through continuous evaluation, troubleshooting learning bottlenecks, and adapting instructional methodologies accordingly.

District Manager at Bihar Rural Livelihoods Promotion Society (JEEViKA) (2011-11 – 2017-07)

• Financial Inclusion Strategy: Led initiatives to position the rural poor as preferred clients for mainstream banking; mobilized bank credit to enable consumption smoothing, debt-trap alleviation, and livelihood asset acquisition.
• SHG-Bank Linkage & Credit: Monitored and reviewed block-level teams for the effective implementation of SHG-Bank credit linkages, Interest Subvention programs, and Financial Literacy drives.
• Stakeholder & District Coordination: Represented the project in DLCC, DLBC, and DLRC meetings to resolve operational bottlenecks and build strong relationships with banking authorities.
• Livelihood & Institutional Support: Provided handholding support to teams handling Institution Building, Capacity Building, and diverse livelihood portfolios (Farm, Non-Farm, and Animal Husbandry).
• Project Planning & Execution: Formulated annual action plans for CBOs' financial inclusion activities and ensured timely, target-driven execution.
• Capacity Building: Anchored training modules on essential financial inclusion tools including bookkeeping, micro-credit planning, insurance mechanisms, and pension schemes.
• End-to-End Capacity Building: Designed, customized, and delivered comprehensive training modules for SHG, VO, and CLF members on various financial and operational modules (bookkeeping, micro-credit planning, insurance, and livelihoods asset creation).
• CBO Institution Building: Spearheaded the strengthening and institutional development of Community-Based Organizations, including Self-Help Groups (SHGs), Village Organizations (VOs), and Cluster Level Federations (CLFs).
• Project Staff Training: Anchored and executed training programs for district and block project staff to build their capacity across all core themes of rural livelihoods, institutional development, and project management.
• Cross-Sectoral Campaigns: Actively collaborated and contributed to the project's Health, Nutrition & Sanitation (HNS) Campaign to ensure holistic rural development.
• Scaled Financial Inclusion: Successfully enabled thousands of rural households to access formal credit, helping them transition into preferred banking clients, mitigate debt traps, and acquire sustainable livelihood assets.
• Robust Training Delivery: Successfully trained a large pool of project staff and thousands of CBO community members, establishing a sustainable, multi-tiered cadre of community trainers and leaders.
• Cross-Sectoral Integration: Efficiently integrated diverse thematic interventions like Skill Development and Health, Nutrition & Sanitation (HNS) within the existing CBO framework to accelerate social and economic growth.

Doctor of Philosophy in Management – L.N.M.U Darbhanga (2021)

Master of Business Administration in Agri-Business – Dr. Rajendra Prasad Central Agricultural University, Bihar (2009)

Bachelor of Science in Zoology – B.R.A. Bihar University, Muzaffarpur, Bihar (2006)