Assistant Vice
President-Trade-Wholesale Banking Operations at HDFC Bank Limited (2020-01 – Present)
- Scrutinizing, processing and authorization of Letter of Credit, Trade Credit complying with UCP 600, Internal and RBI guidelines.
- Administering FOREX operations viz. covering Exports, imports, buyers credit, bill of entries, Bank Guarantee, inward and outward import remittances.
- Compliance checking and authorization of the import collection documents as per URC 522, Internal and RBI guidelines and following with other related Branches for query resolutions.
- Engaging in Buyers Credit processing, authorization and documentation / Import Payments for BBG / Retail/EEG clients, resolving and handling issues regarding updation of bill of entries.
- Addressing and resolving various queries and issues raised by customers and resolving to their satisfaction and them resolved from Central team, RBI and other departments.
- Complying with guidelines imposed by the regulatory authorities with respect to export / import procedures.
Unit Head-Trade Services at HDFC Bank Limited (2019-01 – 2019-12)
Manager – Corporate Operations and Service Delivery at Yes Bank Limited (2015-04 – 2017-06)
- Administering FOREX operations viz. covering imports, buyers credit, bill of entries, inward and outward import remittances.
- Compliance checking of the documents and following with other related departments.
- Engaging in Buyers Credit documentation / Import Payments for Corporate / GRM/ Commercial Banking clients, resolving and handling issues regarding updation of bill of entries.
- Addressing and resolving various queries and issues raised by customers and resolving to their satisfaction.
- Complying with guidelines imposed by the regulatory authorities with respect to export / import procedures.
- Performing General Banking Operations: Authorization of transactions related to General Banking Operations (RTGS, NEFT, Fixed Deposits, Fund Transfers etc) and coordinating with the respective departments and banks for resolving the various issues.
Customer Service Manager – Trade Finance Department at ICICI Bank Limited (2012-06 – 2015-03)
- Administering FOREX operations viz., covering imports, exports, inward and outward remittance.
- Compliance checking of the documents and following with other related departments.
- Engaging in Letter of Credit and Buyers Credit documentation for SME clients.
- Engaging in extending packing credit, collection of bills.
- Addressing and resolving various queries and issues raised by customers and resolving to their satisfaction.
- Complying with guidelines imposed by the regulatory authorities with respect to export / import procedures.
- Handling and executing all sorts of transactions and queries related to General Banking Operations (RTGS, NEFT, Fixed Deposits etc.) and Trade Finance Operations of the SME clients by coordinating with the respective departments.
Audit Coordinator (DMII) – Trade Finance Department at ICICI Bank Limited (2012-06 – 2015-03)
- Preparing various MIS related to audit queries, reverts and resolution of discrepancies.
- Handling, reverting and preparation of queries of Concurrent and Internal Auditors.
Deputy Manager – Forex Department at Axis Bank Limited (2011-03 – 2012-05)
- Administering FOREX operations viz., SWIFT operations, covering imports, exports, inward and outward remittances.
- Handling the Forex rate coverings.
- Compliance checking of the documents and following with other related departments.
- Engaging in Letter of Credit and documentation.
- Addressing and resolving various queries and issues raised by customers and resolving to their satisfaction.
- Complying with guidelines imposed by the regulatory authorities with respect to export / import procedures.
Officer – Customer Services (Trade Finance) at China Trust Commercial Bank (2008-06 – 2011-03)
- Administering FOREX operations viz., SWIFT operations, covering imports, exports, inward and outward remittances.
- Engaging in Letter of Credit and documentation.
- Exercising all activities pertaining to collection, packing credit, discounting of bills, and purchase of export and import bills under Letter of Credit.
- Preparing and submitting R-Return and BEF reports to Reserve Bank of India on a regular basis.
- Addressing and resolving various queries and issues raised by customers and resolving to their satisfaction.
- Complying with guidelines imposed by the regulatory authorities with respect to export / import procedures.
- Responsible for compiling and posting money settlement account and generating related reports.
Officer – Services Delivery (Clearing Department) at Standard Chartered Finance Ltd. (2003-07 – 2008-05)
- Administering inward / outward clearing operations, including High value and MICR cheque clearances.
- Performing reconciliation of inward / outward clearing accounts and office accounts to overcome discrepancies.
- Authenticating cheques, carrying out signature and technical verification.
- Executing various functions, such as Real time gross settlement, Electronic Funds Transfer and Electronic Clearing Services.
- Communicating dishonor of cheques and the reason thereof, to the respective branches.
- Preparing validation reports for identifying exceptional transactions, and sending technical & financial referrals to different branches.
- Coordinating with branches & other banks for clearing operations and other transactions.
- Adhering to KYC norms and carrying out proper verification of customers through the bank as well from customers.
