Misha Mathur

Risk reporting and regulatory controls professional with 4+ years across HKMA large exposure reporting, regulatory QA, data reconciliation, exception resolution, UAT, EUC controls, and reporting automation. Experienced in managing reporting cycles, reviewing control outputs, resolving exposure-data breaks, and maintaining audit-ready documentation across banking risk and finance reporting processes.

Manager, Large Exposures & Credit Risk Reporting at HSBC (2022-05 – Present)

• Managed daily, monthly, and quarterly HKMA large exposure reporting activities, including report preparation, quality assurance, edit check reviews, output validation, and post-reporting controls.
• Coordinated end-to-end regulatory reporting and exposure monitoring activities; allocated deliverables, reviewed reconciliations/control outputs, and ensured reporting completion within regulatory timelines.
• Provided technical guidance on data validation, exposure aggregation, connected counterparty assessments, large exposure reporting, and reporting investigations.
• Reconciled facility-level exposure data across DRR and CARM systems; identified root causes for data breaks, unexplained exposure movements, non-standard exceptions, and source-system mismatches.
• Developed and maintained EUC controls, SOPs, process documentation, data-flow logic, calculation logic, and evidence packs to support governance requirements, audit readiness, and operating model integrity.
• Directed UAT execution for Tableau migration and regulatory system enhancements, managing test scripts, defect tracking, impact assessment, controlled sign-off, and go-live support.
• Automated two recurring regulatory reporting workflows using Python, SQL, and VBA, reducing report generation time by 86–90% while maintaining full audit trail and reconciliation controls.

Rating Analyst, Mid-Corporate Credit at CRISIL Ratings (2022-02 – 2022-04)

• Performed structured credit analysis using financial statements, ratio trends, peer benchmarking, and projection checks for bank loan facilities up to INR 500 Cr.
• Produced analytical notes demonstrating financial instruments knowledge, credit interpretation capability, and client-facing documentation discipline.

Analyst, Asset Management Compliance at Averroes Concept Lounge GmbH (2021-05 – 2021-10)

• Tested portfolios against regulatory guidelines across derivatives, bonds, equities, and structured products in a MiFID/EMIR-adjacent environment.
• Documented breaches, maintained remediation evidence, and contributed to compliance procedure and operating model documentation.

Intern, Model Risk Management at ING-DiBa AG (2020-07 – 2020-10)

• Supported PD/LGD/EAD model validation and RWA sensitivity analysis under Basel IV IRB framework.
• Contributed to ING Germany's quarterly Model Development and Validation report, strengthening exposure to model risk governance and regulatory capital reporting.

Intern, Market Risk / New Business at Commerzbank AG (2019-10 – 2020-02)

• Supported new product approval across Risk, Credit, Legal, and Finance in a CRR-governed capital markets environment.
• Developed HPQC test cases and business analysis documentation for system enhancements, controls, and regulatory reporting processes.

M.Sc. in Finance – Frankfurt School of Finance & Management (2016-09 – 2021-12)

B.Com & CA Intermediate in Commerce, Accounting, Taxation & Financial Reporting – ICAI (2010 – 2013)