Munagala Vinay

I am a KYC/AML professional with over six years of experience in customer due diligence, transaction monitoring, fraud detection, and regulatory compliance within financial services. I have conducted KYC, E-KYC, and C-KYC verifications, escalated suspicious activity alerts, and ensured CDD completeness in line with policy standards. Currently leading a compliance team at Bajaj Finance, I deliver AML training, produce MIS and quality reports, and drive process improvements to reduce risk and improve operational efficiency.

Assistant Manager / Team Lead - Bajaj Finance Ltd. - Hyderabad

(2026-02)

• Managed team performance and productivity targets while overseeing AML, KYC, onboarding, and compliance verification activities to ensure regulatory adherence and quality standards
• Supervised daily operations and coordinated with internal departments for issue resolution, ensuring smooth workflow and timely remediation of compliance gaps across business units
• Monitored fraud alerts, suspicious transactions, and escalations using risk controls framework; investigated and escalated monitoring queries to ensure AML compliance and regulatory standards
• Prepared MIS reports, performance dashboards, and process analysis using MS Excel to provide quality and AML insights to stakeholders and support data-driven decision-making initiatives
• Conducted regular AML and compliance trainings on operational procedures, process updates, and quality standards to KYC and team members, driving process improvement and knowledge retention
• Drove process improvement initiatives and identified strategic enhancements to existing systems, policies, and guidelines to reduce risk, improve efficiency, and strengthen compliance controls

Senior Executive - Bajaj Finance Ltd. - Hyderabad

(2025-02 - 2026-01)

• Conducted comprehensive AML, KYC, E-KYC, and customer verification processes in full compliance with regulatory requirements and firm policies, ensuring accurate customer risk assessment and due diligence completion
• Reviewed transactions and identified suspicious and fraud-related activities through systematic monitoring, escalating alerts and queries for investigation and remediation of potential AML issues across operations
• Verified customer documents and ensured policy compliance by conducting detailed review of supporting documentation, maintaining completeness of CDD information before submission to Relationship Managers for final approval
• Prepared daily MIS reports and tracked operational performance metrics, producing regular quality and AML reports for stakeholders to monitor process effectiveness and identify improvement opportunities
• Coordinated with customers and internal departments including Relationship Managers and CDD operations for issue resolution, acting as focal point for CDD information clarification and process guidance

Sales, KYC, AML, Fraud Analyst - Quess Corp - Hyderabad

(2019-08 - 2025-01)

Client: Bajaj Finance Ltd.

• Executed comprehensive AML, KYC, E-KYC, and C-KYC verification protocols during customer onboarding, ensuring full compliance with regulatory standards and company policies throughout due diligence processes
• Monitored transactions and identified suspicious activities in real-time, escalating fraud and risk alerts to management for investigation and remediation of potential AML issues across business operations
• Reviewed customer documents and profile data to ensure completeness of due diligence information and supporting documentation, maintaining compliance with company policies and regulatory requirements
• Prepared MIS reports and analyzed operational performance metrics, tracking productivity and providing stakeholders with quality and AML reporting for process oversight and management decision-making
• Coordinated with internal teams and customers for issue resolution and clarification of due diligence information, acting as focal point between operations and compliance for smooth case processing

Bachelor - Bachelor of Arts - DR BR Ambedkar Open University (2023-01 - 2025-01)

High School - Intermediate - Board of Intermediate, Telangana (2014-01 - 2016-01)

High School - SSC - Board of Secondary Education, Telangana (2013-01 - 2014-01)