Senior Branch Credit Manager
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Almost 18+ Years of Experience in Sales, Team Handling, Recovery, Credit and Collection Management. Expertise in Team Handling.
Responsibility for the Day-to-Day operations of the Branches, Reporting Periodically to Area Credit Manager and Divisional Credit Manager.
Planning and Tracking, Risk Analysis, Counter action and Team building and on business deployment.
Business Owner at Own Business (2025-03 – Present)
School and College Note books and Stationaries Items Sales
Branch Credit Manager at Equitas Small Finance Bank Ltd (2023-01 – 2025-01)
Handled LAP, HF, MSME Secured Loans with PD Authority up to 50 Lakhs and Approval Authority up to 25 Lakhs for MSME, HF, LAP, BL Products
Branch Credit Manager at RBL Finserve Ltd (2019-03 – 2022-06)
MSME-Unsecured, MSE-1, MSE-2 & Secured Loans with PD Authority up to 20 Lakhs and Approval Authority up to 10 Lakhs for MSME, HF, LAP, BL Products
Branch Credit Manager at Equitas Small Finance Bank (2014-06 – 2019-01)
Approval Authority up to 20 Lakhs for MSME, HF, LAP, BL Products
Service & FI In Charge at V R V TVS Showroom (2011-10 – 2014-03)
Team Leader at LG Electronics (Mobiles) (2007-03 – 2011-05)
Assistant Showroom Manager at RELIANCE Communication (2004-01 – 2006-11)
M.B.A in General – Annamalai University
BBA in Administration and Accounts – KMG College of Arts & Science Gudiyatham (2000 – 2003)
HSC in Science – Tiruvalluvar Higher Secondary School (1999)
SSLC – Tiruvalluvar Higher Secondary School (1997)
