Natasha Pujari

Experienced and detail-oriented Mortgage Underwriting Specialist & Quality Analyst with 9 years of experience in US and UK mortgage underwriting. Strong expertise in income analysis, risk assessment, and loan approvals with a proven track record of maintaining high quality and productivity standards. Skilled in mentoring teams and improving process accuracy.

Senior Underwriter - Wipro

(2025-01)

• Reviewed borrower income and asset documentation including bank statements, pay stubs, and tax returns.
• Collaborated with valuation and compliance teams to reconcile discrepancies.
• Maintained detailed records of underwriting decisions.
• Liaised with clients to clarify financial information and resolve queries.
• Conducted risk analysis and recommended approval or denial of applications.

Senior Advisor - Willis Towers Watson

(2024-03 - 2024-09)

• Processed insurance certificate requests for U.S. clients (renewals, new & midterm).
• Issued and modified certificates using Proofs Direct platform.
• Ensured accuracy, compliance, and high-quality client service.

Mortgage Senior Underwriter / Quality Analyst - Tata Consultancy Services

(2016-03 - 2024-02)

• Evaluated mortgage applications, credit reports, income, and asset documents.
• Performed detailed underwriting and risk assessment for loan approvals/declines.
• Specialized in self-employed income (1120, 1120S, 1065, K-1, Schedule C/E).
• Maintained daily pipeline and met strict TAT and quality targets.
• Promoted to Quality Analyst, ensuring error reduction and process improvement.
• Trained 20+ team members (including Chennai team) on quality standards.
• Conducted team huddles, audits, and performance feedback sessions.

M.Com - Mumbai University (2018)

B.Com - Mumbai University (2015)

HSC - Maharashtra Board (2012)

SSC - Maharashtra Board (2010)