Associate Product Manager - Digitap.ai
(2025-03)
Owned end-to-end delivery of underwriting data products across Account Aggregator, Bank Statement Analyser, and Net Banking
- Standardized RBI & Sahamati-compliant consent journeys across 5 AAs (Anumati, Finvu, Onemoney, Saafe, NADL); integrated UI callback events tracking 22 events to enable targeted interventions, reducing borrower drop-offs by ~25%.
- Implemented Multi-AA routing logic with real-time performance scoring across banks and aggregators, increasing underwriting success rates by 13%.
- Led end-to-end onboarding of 35+ FIU lending clients, collaborating with Sahamati and Account Aggregators to generate Rs. 60 Cr+ annual revenue.
- Launched retry logic and partial data fetch across all AA APIs, improving system resilience by 2% during failures and underwriting coverage by 1.8% by retrieving available data when full fetch fails.
- Enabled WhatsApp-based AA consent flow allowing lenders to re-initiate borrower consent journeys directly on WhatsApp, improving drop-off recovery and lending conversion rates Prototype.
- Scaled bank statement upload support from 60 to 1,635 banks by collaborating with a vendor, significantly expanding lending coverage and borrower reach.
- Optimized behavioral, accounting, and fraud checks by improving PDF and account-level fraud indicator logic, strengthening underwriting integrity and reducing fraudulent document approvals.
- Designed RM-assisted and AI voice-based LOS journey from KYC to underwriting for credit analysts.
- Partnered with Data Science to improve fraud detection, parsing reliability, and salary detection to 98% accuracy, directly lifting underwriting decision quality for lending clients.
Product Analyst Intern - Digitap.ai
(2024-08 - 2025-02)
Supported AA and BSA product teams across data analysis, PRDs, usability testing, and feature validation
- Analyzed bank statement and transaction data to identify success-rate bottlenecks and fraud patterns; findings shaped the retry logic and parsing improvement roadmap.
- Supported PRD and API documentation, usability testing, and feature validation across production releases.
- Conducted user research and competitor analysis to support roadmap prioritization.
Market Research Analyst Intern - Nimesa Technology
(2024-02 - 2024-07)
Market analysis, KPI dashboards, and CRM management for B2B product teams
- Built KPI dashboards and market analysis reports for leadership decision-making.
- Led customer case studies quantifying product impact across client segments.
