Neha S M

MBA graduate in Finance and Business Analytics with experience in financial statement analysis, budgeting, forecasting, GST compliance, banking operations, and data-driven reporting. Proficient in Advanced Excel, Tally ERP, Power BI, Python, and MS Office Suite. Skilled in ratio analysis, risk management, strategic management, and financial reporting. Strong communication, problem-solving, and time management skills. Seeking a Finance Analyst or Business Analyst role to drive business growth.

Finance and Operations Intern at Primary Agricultural Credit Co-operative Society (2024-11 – 2024-12)

• Assisted in daily banking and cooperative operations including account handling, deposits, withdrawals, and customer service.
• Maintained financial documentation for loan processing and cooperative banking practices, supporting compliance and audit readiness.
• Analyzed balance sheets, profit and loss accounts, and key financial ratios (liquidity, profitability, solvency) to assess business performance.
• Compiled financial data for management reporting; developed analytical, communication, and teamwork skills through hands-on exposure.

Master of Business Administration (MBA) in Finance and Business Analytics – Jawaharlal Nehru National College of Engineering (JNNCE) (2023 – 2025)

Bachelor of Commerce (B.Com) in Finance – JCBM College (2020 – 2023)