Nikhil Karunakaran

Strategic and results-driven Professional with over 12 years of comprehensive experience in Corporate Administration, Strategic Planning, and Procurement. Currently serving as Manager - Administration & Planning at Dhanalakshmi Group, leading end-to-end branch expansion strategies, from preliminary feasibility studies and market demand analysis to final infrastructure handover. Expert in navigating complex lease negotiations, statutory compliance, and large-scale project planning with a proven ability to align administrative operations with long-term business goals.

Manager – Administration & Planning at DHANALAKSHMI GROUP (2026-03 – Present)

• Leading the end-to-end process of new branch identification, analyzing regional demand, and tap market potential.
• Coordinating standard branch layouts including workstation size, cash counter, and locker positions in accordance with BOQ.
• Managing acquisition of property documents and negotiating long-term lease agreements with favorable rent enhancement clauses.
• Ensuring all administrative activities align with company manuals and RBI regulatory norms.

Business & Credit Analyst cum Purchase & Procurement Officer at ICL FINCORP LIMITED (2019-06 – 2026-03)

• Spearheaded end-to-end procurement for corporate and branch requirements, including vendor empanelment and contract negotiation.
• Analyzed 6-month profitability reports and MIS data to provide actionable insights for branch health and corporate growth.
• Directed management strategies for new branch opening infrastructure and asset management.
• Oversaw bulk CKYC uploading and maintained centralized KYC records for compliance.

Customer Service Executive at MUTHOOT FINCORP (2017-12 – 2019-06)

Credit Officer at MUTHOOT MICROFIN LTD (2017-03 – 2017-08)

Administrative Officer at JEEVA SUNWATTS PVT LTD (2016-01 – 2017-03)

Biller at CHUNGATH JEWELLERY (2012-03 – 2016-01)

MBA in HR – Bharathiar University_Pursuing (2021)

B.Sc. in Zoology – Sree Keralavarma College, Thrissur (2011)

Class XII – G.M.B.H.S.S Irinjalakuda (2008)