Nishkala Ramesh

CMA-qualified finance professional with hands-on experience in financial reporting, cost control, variance analysis, and regulatory compliance. Proven ability to monitor working capital, manage vendor transactions, and deliver accurate management information using advanced ERP and BI tools. Collaborated with cross-functional teams (Finance, Supply Chain, Operations) to identify discrepancies and resolve issues.

Seeking to leverage strong analytical and accounting expertise within the banking and financial services sector.

Associate Financial Analyst - Flextronics India Pvt Ltd

(2022-01 - 2023-12)

• Financial Reporting & Analysis: Prepared monthly P&L reports covering material costs, scrap, and standard cost analysis (Quote vs Actual), providing management with clear variance commentary to support financial decision-making — directly comparable to MIS and management reporting functions in banking.
• Cost & Variance Analysis: Conducted detailed costing and variance analysis using Bill of Materials (BOM) and work order data, identifying consumption pattern deviations and recommending corrective actions to optimise financial performance.
• Working Capital & Liquidity Monitoring: Monitored working capital position by tracking open purchase orders, incomplete work orders, and non-nettable inventory — ensuring efficient cash flow management and timely vendor payments, skills directly applicable to treasury and credit operations.
• Internal Controls & Compliance: Prepared cycle count and inventory reconciliation reports to identify system vs. physical discrepancies, prioritising resolution based on business criticality — demonstrating experience in internal control and audit-readiness processes akin to banking compliance frameworks.
• Accounts Payable & Vendor Management: Ensured accurate and timely processing of vendor transactions, maintained zero-standard-cost item registers, and coordinated follow-ups — building strong AP discipline relevant to banking backoffice operations.
• General Accounting & Period-End Close: Prepared journal entries for intercompany transactions, deferred expenses, and prepaid items, ensuring accurate financial reporting in line with accounting standards and period-end close requirements.
• Cross-functional Collaboration: Worked closely with Finance, Supply Chain, and Operations teams to investigate discrepancies and resolve issues, demonstrating the stakeholder communication skills essential in a banking environment.
• BI & ERP Tools: Leveraged advanced ERP and analytics platforms — BPC Reporting, OneStream, Denodo, MSTR, BI, Titan, and Tableau Dashboard — for financial data extraction, reporting, and visualisation.

CMA (Cost & Management Accountant) - Cost & Management Accounting - Institute of Cost Accountants of India (2022-01 - 2026-02)

B.Com - General - Shrimathi Devkunvar Nanalal Bhatt Vaishnav College for Women (2018-01 - 2021-01)

HSC - Shri B.S. Mootha School

SSLC - Shri B.S. Mootha School