Nitish Kumar

Banking professional specializing in asset-based lending including mortgage, SME loans, and personal loans. Skilled in credit understanding, documentation, and end-to-end loan processing. Strong ability to build long-term customer relationships and cross-sell banking products.

Position not specified - QuikWallet UPI & Payment (Livquik Fastag)

(2024-05 - 2026-04)

• Strengthened customer retention and portfolio quality
• Collaborated with DSAs and channel partners
• Improved customer sourcing and market penetration
• Led relationship officers team

Phone Banking Officer - Yes Bank Pvt. Ltd.

(2023-06 - 2024-01)

• Sold retail assets and rural lending products
• Generated CASA, deposits, and insurance business
• Managed customer portfolio and relationships

Relationship Management - Kotak Mahindra Bank

(2022-05 - 2023-05)

• Managed operations and supplier relations
• Conducted quality checks and inventory oversight
• Handled banking and invoicing activities

Position not specified - Armsotech Pvt. Ltd. – Cholamandalam Home Loan

(2021-02 - 2022-03)

• Managed operations and ensured quality compliance
• Built vendor networks
• Handled accounting and banking activities

Client Relationship Manager - Buyhappy/Tellybuy

(2019-03 - 2020-01)

• Managed direct sales and customer handling

Bachelor of Computer Application - Magadh University (2015)

Class XII - K.S. College Biharsharif (2012)

Class X - RKSB High School Asthawan (2010)