Obathiya Santhosh

Experienced AML/KYC Analyst with 7+ years of expertise in Proficient in Fenergo, customer onboarding, due diligence, sanctions screening, and transaction monitoring., KYCNet, and LexisNexis tools. Strong understanding of AML regulations, KYC compliance, and risk-based analysis across retail and corporate banking environments.

AML Analyst - NTT Data Services

(2023-06)

• Processed end-to-end KYC onboarding using KYCNet and Fenergo ensuring AML compliance
• Reviewed Current Accounts, Business Loans, IBIS transactions, and ACBS accounts
• Performed customer data validation including SOF, SOW, financial and address verification
• Managed document enrichment including ID, mandates, financial records, and incorporation documents
• Conducted sanctions screening, discounted false positives, and confirmed true hits

AML Analyst - HCL Technologies

(2021-05 - 2023-03)

• Performed KYC reviews and risk-based assessment for customer profiles
• Screened customers, UBOs, and directors for sanctions, PEP, and adverse media
• Identified suspicious transactions and escalated compliance risks
• Prepared documentation and calculation sheets for different entity types
• Used tools like KYCNet and LexisNexis for due diligence

Transaction Monitoring Analyst - Teleperformance

(2017-02 - 2020-09)

• Monitored and analyzed transactions to detect suspicious activity
• Performed sanctions checks using OFAC, FATCA, and AML frameworks
• Investigated financial crime risks like fraud and money laundering
• Escalated high-risk cases to compliance teams

Bachelor of Science - Mathematics