Onkar Bhoir

Product Business Analyst with 2 years of experience across Fintech (Payments) and data platforms, driving end-to-end product module delivery and business problem resolution across requirement discovery, functional analysis, prioritization, UAT, release coordination, SQL-driven analysis, and workflow automation. Experienced in translating client and stakeholder needs into actionable product requirements, user stories, acceptance criteria, BRD/FRD, use cases, and functional workflows, while partnering with Business, Product, Engineering, and QA teams in Agile environments. Improved requirement clarity by 30%, testing efficiency by 35%, reporting accuracy by 35%, and reduced manual effort by 40% through structured analysis, data validation, and process optimization.

Product Business Analyst at Biltrax Construction Data (2024-12 – Present)

• Product Module Delivery — Owned end-to-end delivery of product modules from requirement discovery and functional analysis to prioritization, UAT, release, and post-deployment support.
• Requirement Discovery & Prioritization — Drove stakeholder and client requirement discovery, clarification, analysis, and prioritization, improving requirement clarity by 30%.
• Product Requirement Design — Translated business needs into user stories, acceptance criteria, use cases, BRD/FRD, business logic, and functional workflows for Agile development.
• Project Bucket — Drove functional analysis and module delivery by identifying workflow requirements, defining process flows and business logic, and coordinating development, QA, UAT, and release validation.
• Key Account Tracker — Developed SQL-based reporting workflows to improve account-level visibility and reporting validation, coordinating requirements, UAT, defect resolution, and stakeholder sign-off.
• Agile Product Execution — Supported backlog grooming, sprint planning, requirement prioritization, Scrum ceremonies, delivery tracking, and release coordination across Business, Product, Engineering, and QA.
• UAT & Release Management — Led UAT execution, defect tracking, business validation, and release readiness through Jira, improving testing efficiency by 35%.
• Data & Reporting Analytics — Leveraged SQL joins, subqueries, and aggregations to investigate data, validate reporting logic, identify discrepancies, and improve reporting accuracy by 35%.
• Workflow Automation — Automated recurring reporting and validation workflows using Python, reducing manual effort by 40% and improving operational efficiency.
• Client-driven Product Enhancements — Analysed feedback, enhancement requests, operational issues, and business needs to identify functional gaps and translate them into actionable product requirements.
• Cross-functional Delivery — Partnered with Business, Product, Engineering, and QA teams to resolve functional issues, manage requirement changes, validate fixes, and maintain delivery timelines through post-release support.

Trainee Software Engineer at Concerto Payment System Architects (2023-10 – 2024-05)

• Payment Systems Analysis — Supported requirement analysis for payment transaction systems, authorization workflows, and business rules across functional and technical processes.
• Functional Documentation — Translated requirements into functional documentation, use cases, and workflow specifications to support development and system validation.
• UAT & Defect Validation — Executed UAT, defect tracking, and system validation, collaborating with cross-functional teams to identify and resolve functional issues.
• Transaction Data Analysis — Analysed transaction data and system reports to validate business logic, transaction workflows, and data accuracy.
• Cross-functional Collaboration — Worked with technical and business teams to understand payment workflows, clarify requirements, and improve process understanding.

Bachelor of Engineering in Computer Engineering – Mumbai University (2019 – 2023)