Osho Kirti

Finance and Compliance professional with experience in Fraud Risk, Transaction Monitoring, AML/KYC, Employee Personal Trading (EPT), Due Diligence, and Portfolio Management. Skilled in investigating high-risk transactions, identifying fraud patterns, strengthening internal controls, and supporting regulatory compliance.

Financial Analyst - Otomeyt (Goldman Sachs)

(2025-04)

• Monitored high-risk credit card transactions to identify fraud, suspicious activity, and operational risk.
• Investigated account takeover, identity theft, and first- and third-party fraud cases, ensuring timely risk assessment and escalation.
• Analysed transaction data to identify fraud trends and emerging risk patterns, supporting proactive fraud prevention.
• Performed quality assurance reviews to ensure adherence to regulatory requirements, internal controls, and company policies.
• Resolved fraud disputes and client escalations while maintaining complete audit-ready documentation.
• Prevented potential losses exceeding ₹1 million through effective investigations and mentored junior analysts on fraud review processes.

Compliance Intern - MergerWare

(2024-06 - 2025-03)

• Reviewed financial statements and corporate disclosures to support due diligence and identify potential conflicts of interest.
• Assisted with Employee Personal Trading (EPT) pre-clearance, trade monitoring, and policy compliance.
• Coordinated monthly employee compliance attestations, ensuring timely completion and accurate documentation.
• Maintained compliance records and monitored Restricted and Watch Lists to support information barrier controls and insider trading prevention.

Portfolio Management Services Intern - IIFL Securities

(2023-04 - 2023-08)

• Trained 20+ new hires on KYC, AML fundamentals, and SEBI compliance procedures.
• Analyzed equity portfolios and investment performance data to support client reporting and portfolio reviews.
• Assisted in managing client portfolios exceeding ₹15 crore, monitoring investment performance and exposure limits.
• Processed client fund transfers and onboarding documentation while ensuring regulatory compliance and operational accuracy.

PGDM - Finance - Institute for Technology and Management, Navi Mumbai (2024)

B. Com - Arka Jain University, Jamshedpur (2022)