Independent Financial Trader and Market Analyst - Self - Employed
(2023-07)
- Actively managed personal capital, executing equity investments and derivatives/options strategies to maximize risk-adjusted returns.
- Conducted deep-dive technical and fundamental analysis on market trends, sector rotations, and macroeconomic indicators.
- Evaluated company balance sheets, cash flows, and valuation metrics to identify long-term investment opportunities.
Preferred Relationship Manager - HDFC BANK LTD - Old Padra Road-VADODARA
(2023-03 - 2023-06)
Grade: Manager
- Managing and reviewing client portfolios to align with market conditions and their financial objectives.
- Selling a wide array of banking and third-party products, including wealth management (Mutual Funds, Insurance), loans (assets), and savings accounts (liabilities).
- To grow the liability base of the bank by deepening relationships of mapped customer base.
- Sourcing new business through catchment area activities, internal database screening, and client referrals.
- Ensuring a superior, high-touch banking experience and assisting eligible customers in joining the hdfc preferred banking programme.
- To sell bank and third-party products with a view to enhance revenue per client.
Relationship Manager Royale - AU SMALL FINANCE BANK - KARELIBAUG-VADODARA
(2022-05 - 2023-02)
Grade: Manager
- Acquisition of new clients to the bank, and family accounts of existing clients. Pitching and cross-selling of different ban products to customers.
- To grow the liability base of the bank by deepening relationships of mapped customer base.
- To service clients covering all their banking needs including bank/3rd party products.
- To enhance product penetration in the mapped customer base.
- To activate clients on Non branch delivery channels including Net banking, Mobile Banking, ATM, Point of Sale etc.
- To sell bank and third-party products with a view to enhance revenue per client.
- To conform to processes of the bank and have a high focus on compliance.
Relationship Manager Yes Premia Retails Banking - YES BANK LTD. - BARODA
(2022-02 - 2022-05)
Grade: Manager
- Managing Yes Premia customer's portfolios. To maintain strong banking relationship to enhance banking experience.
- To achieve liabilities (SA, FD/FCNR), TFX, TPP and other targets. Increasing family relationship by acquiring family accounts. Generating reference and leads for new acquisitions.
- Providing advisory, assistance and Re-structuring solutions on existing investments. Goal based investment planning's.
- Managing MF AUM and to enhance with incremental net sales. Cross and up selling of PMS, AIF, Portfolio and other advisory products as per suitability of customers.
- To conform to processes of the bank and have a high focus on compliance.
- Providing excellent services on customer's queries and nonbusiness queries.
Key Account Manager (KAM) - INDUSIND BANK LTD. - SUBHANPURA BRANCH-VADODARA
(2020-02 - 2022-02)
Grade: Manager Since From 1st oct 2021 to 10th feb 2022
- Acquisition of new clients to the bank, and family accounts of existing clients. Pitching and cross-selling of different bank products to customers.
- The KAM is supposed to service all banking needs of mapped clients.
- To grow the liability base of the bank by deepening relationships of mapped customer base.
- To service clients covering all their banking needs including bank/3rd party products.
- To enhance product penetration in the mapped customer base.
- To activate clients on Non branch delivery channels including Net banking, Mobile Banking, Video Branch, ATM, Point of Sale etc.
- To sell bank and third-party products with a view to enhance revenue per client.
- To conform to processes of the bank and have a high focus on compliance.
Service Delivery Manager - INDUSIND BANK LTD. - SUBHANPURA BRANCH-VADODARA
(2020-02 - 2021-09)
Grade: Deputy Manager
- Acquisition of new clients to the bank, and family accounts of existing clients. Pitching and cross-selling of different bank products to customers.
- Handling front desks when needed and actively working on operation processes of the bank.
- Providing seamless, fast, easy and transparent service to clients on the bank.
- Ensuring clients engagement through activation of clients on mobile app, net banking and other non-branch channels.
- Processing of Account Opening of Saving A/c, Current Account where scrutinizing of account opening forms, document verification as per KYC norms.
- Processing of outward clearing cheques.
- Processing of RTGS & NEFT request of customer, Issuance of Demand Draft and Pay Order.
- Processing FD, FDOD, RD, account closure.
- Handling of Locker operation at Branch.
JR.CLERK - THE COSMOS CO-OP BANK LTD. (MULTISTATE SCHEDULE BANK) - Gujarat Regional Office (GRO), Ahmedabad Loan HUB, Ahmedabad
(2014-11 - 2016-05)
- Processes related to Loan-Business Loan & Retail Loan
- Checking eligibility criteria for loan proposals, detail Analysis of Financials which includes Profitability, break even & sensitivity analysis and preparing process notes.
- Sanctioning & Disbursement of Loan.
- Compliance with various reports.
- Co-Ordination with Head Office and Other Branches for various requirements.
- Co-Ordination with external functionalities like External Audit Staff, Legal Functionalities, Other Banking Professionals for various requirements.
JR.CLERK - THE COSMOS CO-OP BANK LTD. (MULTISTATE SCHEDULE BANK) - Ashram road Branch, Ahmedabad
(2016-06 - 2018-10)
- Handling of Cash receipts and payments and ensuring transactions are carried out within the prescribed TAT and without errors.
- Processing of Account Opening of Saving A/c, Current Account where scrutinizing of account opening forms, document verification as per KYC norms.
- Processing of outward clearing cheques.
- Processing of RTGS & NEFT request of customer, Issuance of Demand Draft and Pay Order.
- Processing FD, FDOD, RD, account closure.
- Handling of Locker operation at Branch, executing Franking on customer documentation also.
JR.CLERK - THE COSMOS CO-OP BANK LTD. (MULTISTATE SCHEDULE BANK) - Kothi pole Branch, Vadodara
(2018-10 - 2020-02)
- Handling of Cash receipts and payments and ensuring transactions are carried out within the prescribed TAT and without errors.
- Processing of Account Opening of Saving A/c, Current Account where scrutinizing of account opening forms, document verification as per KYC norms.
- Processing of outward clearing cheques.
- Processing of RTGS & NEFT request of customer, Issuance of Demand Draft and Pay Order.
- Processing FD, FDOD, RD, account closure.
- Handling of Locker operation at Branch, executing Franking on customer documentation also.
Junior Assistant - MANAPPURAM FINANCE LTD - Nizampura Branch, Vadodara
(2011-06 - 2012-06)
- Responsible for handling Customer
- Furnishes suggestions to them for different schemes for different types of loans.
- Worked on DOT NET.
- Checking and Maintaining Accounts.
- Handling Accounts related queries.
