Parag G Wagle

37+ years rich experience in Banking from May 1984 to September 2020 with exposure to Branch Banking, Audit Department, Credit Appraisal and Credit Monitoring (part of risk management). 23+ years in cooperative banks in Middle/Senior Management roles.

Senior Executive - New India Coop Bank

(2023-05 - 2024-02)

• Overseeing Credit Appraisal, Credit Monitoring & Audit Compliances of Loans & Advances

Manager - Citizen Credit Coop Bank

(2023-01 - 2023-02)

• Conducted Early Review (Post Disbursement Audit of SME/Retail Accounts)

Senior Manager - NKGSB BANK

(2009-05 - 2020-09)

Retired on 30th September 2020 at 58 from NKGSB Bank. 9+ years in Credit Monitoring (Management of Credit Risk) which was highly demanding and challenging job and entailed conducting unit inspections on the lines of Stock Audit. Rich experience to maintain and improve the asset quality by following up with the borrowers from SMA-0 level. Experience in restructuring and hand holding the clients on merit basis.

• Conducted Consortium meets of the Bank (as a Lead Banker) and represented the Bank (as a Member Banker) and circulated the minutes to all the stake holders

Manager - SVC Bank

(1997-04 - 2009-03)

Experience in Branch banking, Credit Appraisal and Audit. 2+ years in Audit Department exposure of working as an internal Auditor and drafting the Audit Reports for tabling in the Audit Committee.

• Conducted specialized audit of advances and loans portfolio /documentation audit including credit audit (to confirm that the sanctions are in conformity to bank's internal credit policy and RBI policy and norms.)
• Conducted general audit covering branch operations as a whole including retail banking /KYC and advances
• Got the audit compliances of Concurrent /Statutory Audit in a specific time frame from the branches
• Activities included conducting Documentation Audit, Credit Audit and Treasury Audit

Direct Recruit Probationary Officer - SANGLI Bank Limited

(1991-10 - 1997-03)

5+ years with experience in Branch Banking

Direct Recruit Clerk - CANARA BANK

(1984-05 - 1991-09)

7+ years by qualifying in BSRB Examination with experience in Branch Banking

B.Sc. - Mathematics - Wilson College (1984)

Diploma - Financial Management - Welingkar Institute of Management (1995)