Pattam Radhika

Strategic AML / KYC / Transaction Monitoring & Fraud Investigation Leader with 14+ years of experience across global banking, financial services, and payroll operations. Expertise in Transaction Monitoring, Alert Reviews, Suspicious Activity Detection, SAR filing, CIP, CDD, EDD, KYB, Sanctions Screening, and regulatory compliance including BSA, FinCEN, FATF, and USA PATRIOT Act. Proven success leading 100+ analyst teams, driving QA improvements, reducing false positive rates, and managing high-risk investigations in complex regulatory environments.

Team Manager – AML / KYC / Fraud Investigation - PricewaterhouseCoopers (PwC)

(2022-04)

• Lead Transaction Monitoring and Fraud Alert Review operations for high-volume workflows managing 100+ analysts, consistently meeting SLA targets across all queues.
• Reduced false positive alert rates by implementing enhanced TP/FP decisioning frameworks aligned with BSA and FinCEN regulatory standards.
• Conduct trend analysis to identify emerging fraud patterns and control gaps, enabling proactive risk mitigation strategies.
• Manage complex AML and fraud investigations end-to-end, including SAR support and escalation to compliance leadership.
• Drive QA improvements through structured Root Cause Analysis (RCA), analyst coaching, and performance management programs.
• Prepare MIS dashboards and executive-level reporting to support internal and external audits and stakeholder reviews.

Team Lead – AML / KYC - JPMorgan Chase

(2018-03 - 2022-04)

• Reviewed and approved high-volume KYC files in strict alignment with BSA, FinCEN, and USA PATRIOT Act regulations.
• Performed transaction monitoring and investigated suspicious account activities, escalating cases meeting SAR filing thresholds.
• Conducted CIP, CDD, EDD, KYB, sanctions screening, and adverse media reviews for onboarding and periodic refresh cycles.
• Provided SME guidance on AML typologies and mentored junior analysts to improve overall team quality scores.

Analyst – Finance & Payroll - Belcan India Pvt Ltd

(2017-03 - 2017-09)

• Managed end-to-end payroll operations ensuring statutory compliance across jurisdictions.
• Prepared payroll MIS reports and reconciled payroll accounts in coordination with HR and Finance teams.

Senior Analyst – AML / KYC - Franklin Templeton

(2011-01 - 2017-03)

• Conducted AML/KYC reviews, transaction monitoring, and suspicious activity analysis across retail and institutional client accounts.
• Performed sanctions screening against OFAC, UN, and EU watchlists and escalated AML risks to compliance officers.
• Supported UAT testing for AML system upgrades and contributed to process improvement and SOP development initiatives.

MBA - Finance & Human Resources - Osmania University, Hyderabad (2014)