Credit Manager at Muthoot Fincorp LTD (2025-05 – Present)
Product: LAP & HL
- Handling the Home loans and LAP Files with Login to Sanction activities.
- Preparing CAM Sheet with Different format.
- PD Visit and understanding the customer Credit needs, End use and discussing other points related to case.
- Resident, Property and Business verification done by manual visit the place.
- Focusing on six MOB Collation and PDD Documents Follow-up.
Branch Credit Manager at SMFG India Credit company LTD (2024-10 – 2025-05)
Product: HL
- Managing the Home loans files with sanction activities including case evaluation and resolving login queries.
- Calculate CFA Sheet, Technical and Legal Initiations.
- Doing PD visit and understanding the customer Credit needs, End use and discussing other points related to Case.
- Maintain Login and disbursement MIS on Dailly basis
- Residence and office/Business verification by visiting the place.
Sr.Credit officer at Indiabulls Housing Finance Ltd (2023-04 – 2024-10)
Product: HL and LAP
- Handling the Home loans and LAP Loans with pre and post Sanction activities including case evolution and Handling queries.
- Preparing CAM Sheet, Technical &Legal Intimations and loan disbursement.
- Meeting the client at the time of PD visit and understanding their Credit needs, discussing other points related case.
- Ensuring effective Credit checks for submission of original Documents. (PDD Docs).
Credit processing Assistant at Axis Bank Ltd (2022-04 – 2023-04)
Product: HL, LAP & PL
- File checking and Resolves queries than process to Credit Manager.
- Analysis of Customer Credit History (CIBIL REPORT)
- Business & Resident FI initiation.
