Poonam Pednekar

KYC Analyst with experience in financial crime compliance, KYC onboarding, Verification, due diligence and fraud investigation. Skilled in customer risk assessment, regulatory compliance with demonstrate strong analytical skills in identifying complex problem and analysing information to apply strategic solution.

Assistant Manager - Axis Bank

(2024-03)

• Conduct KYC onboarding, verification, and periodic reviews for new and existing customers
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk clients.
• Screening – Ensuring profile review is completed timely and within quality expectations.
• Coordinate with Relationship Managers to resolve KYC documentation issues.
• Ensure compliance with RBI and own bank regulatory frameworks.
• Train and mentor to new joiners.

Relationship Manager - Federal Bank

(2022-07 - 2024-02)

• Managed client onboarding, KYC verification, and account-related compliance processes.
• Performed AML checks, customer risk assessment, and due diligence activities.
• Reviewed transaction patterns and supported escalation of suspicious cases for further investigation.
• Assisted in transaction monitoring and fraud-risk identification activities.
• Assisted in identifying fraud patterns, transaction anomalies, and suspicious customer behaviour through transaction analysis.
• Handled operational and compliance-related client requests while ensuring adherence to banking regulations.
• Maintained accurate client records and supported internal audit and compliance reviews.

MBA - Finance - IGNOU University

B. Com - Finance and Accounting - Divekar college of Commerce Karwar Karnataka university Dharwad