Poovarasan M

Dynamic IT and Banking Sales professional with 3+ years of experience in software development and financial services. Currently a Gold Loan Sales Officer at DBS Bank, driving customer acquisition and quick loan disbursals.

Previously Group Relationship

Manager at IDFC First Bharat, executing marketing strategies and leading teams.

Former Full Stack

Developer at Segolsys skilled in PHP, MySQL, and ERP systems. Strong in customer relationship management, digital banking, and tech-driven sales

Gold Loan - Sales Officer - Team Red Management Solutions (DBS Bank)

(2026)

• Source and disburse gold loans with 15-minute TAT; handle appraisal, KYC, documentation & RBI compliance.
• Drive CASA through zero-balance account opening and promote monthly interest credit feature to loan customers.
• Manage portfolio via EMI collection, renewals, closures & customer relationship building in Several Areas.

Group Relationship Manager - IDFC First Bharat

(2024 - 2025)

• Managed Magalir Kuzhu loan portfolio — sourcing, disbursal & collection for women SHG groups in rural areas. Led field team to achieve monthly targets through group meetings, KYC verification & RBI-compliant loan processing.
• Maintained high collection efficiency via regular center meetings, EMI follow-ups & customer financial counseling.

Full Stack Developer - Segolsys Erode - Erode

(2022 - 2024)

• Built ERP, Stock & Accounting Management Systems using PHP, MySQL, Bootstrap, jQuery with API integration.
• Handled complete SDLC: requirement analysis, design, development, testing & production support. Optimized databases with complex SQL queries and delivered responsive, client-focused web applications.

B.sc - Computer Science - Erode Arts and Science College (2018 - 2021)