Prabakaran V

Seeking a position to utilize my skills and develop my abilities in the field of Banking & financial services, which play a vital role in shaping my career.

Senior Regional Manager - Satin Creditcare Network Ltd. - Chidambaram

(2020-01 - 2026-03)

• Handled 16 branches in Chidambaram Region
• Business Growth & Expansion (New branches survey & Opening)
• Strengthening the collection process
• Ensure to provide the training to all staffs by coordinating with training team
• Increasing the portfolio by reducing the PAR accounts & percentage
• Coordinate with FRM team for fraud recovery

BM (Branch Manager) – Earlier worked as Program Manager by handling 4 branches - Ujjivan Small Finance Bank. - Coimbatore

(2010-07 - 2019-08)

• Increasing branch profit by providing Loans to the branch customers as per their needs
• Maintaining CASA portfolio customers
• Maintaining TAT as per policy
• Monitoring the collection process and maintaining portfolio quality
• Providing the customer service and completing their requirements within TAT
• Control the branch staffs and monitoring the branch sales
• Conducting area survey to extend the business and submitting it to Audit
• Increasing marketing & Promotional activities
• Conducting Sanction committee meeting
• Piloting open market products
• New products Pilot
• Reducing the error rate
• Increasing the GL to IL conversion ratio

Junior Officer - Atlas Documentary Facilitators Company Private Limited (Subsidiary company for HDFC Bank Ltd) - Salem

(2007-03 - 2010-06)

In this concern, I was working with credit department as well as RIC (Risk Intelligence and control) department.

• Handling agency responsible for the sampling & Verification of the documents produced for loan Processing
• Monitoring and reducing funding the loan to fraudulent applicant
• Coordinate between the outsourcing agency and the bank
• Maintaining TAT to publish the report
• Disbursement Cross Check-Monitoring the process of the file as per the norms of the Management like Sales capturing all the fields in app forms & necessary document, Credit capturing all Deviation & approval amount as per the eligibility norms and Cap, Disbursement amount as per DV & the approval amount
• To verify the Collection Receipts and Resale of Repossessed Vehicle
• Investigation done on fraudulent cases on both ends customer & sourcing executive
• Seeding activities conducted to analyze and investigate the sourcing pattern of the channels
• Credit Verification of Personal Loans & Auto Loans
• Preparation and verification of post approval documents as per Requirement
• Communicate with Sales managers regarding file queries
• Preparation of End to End TAT from application date to disb date & Sharing TAT analysis with Sales managers for stage wise
• Follow up with CPV and RIC agencies for reports
• Data Analysis & Charting Daily /Monthly MIS to CM & ACM

Executive (STPL Product) - Centurion Bank of Punjab Ltd (Tenured Pay roll division) - Erode

(2005-10 - 2007-02)

• Selling products
• Completing the targets
• Providing customer service

B.B.M (Bachelor of Bank Management) - Bank Management - Madras University (2005)