Prabha Karan

Dynamic and result driven finance professional with over a decade of experience in customer relationship management, branch operations, credit management, and team leadership. Proven ability to deliver exceptional service, manage credit portfolios, and achieve business growth in the financial sector.

Branch Head (MSME Belstar) - Muthoot Finance - Madurai

• Focused on growing MSME business as per company priority, increasing MSME customers through regular market visits in Madurai area.
• Leading and guiding a team member to achieve monthly disbursement and collection target.

Branch Manager - HBD Bank - Musiri Branch

(2025-06 - 2025-12)

• Spearheaded branch operations, delivering excellent customer service and business growth.
• Managed financial portfolios, client relationships, and credit assessment processes.
• Achieved high levels of profitability and customer satisfaction.
• Led and mentored a high-performing team to meet organizational objectives.

Branch Manager - NOCPL BC-YES Bank - Mohanour Branch

(2019 - 2025)

• Evaluated credit worthiness and minimized risks through financial assessments.
• Developed strategies for business growth while ensuring compliance with regulatory guidelines.
• Built strong client relationship handled customer queries, and offered tailored financial solutions.
• Supported sales efforts and promoted banking products. Assist in credit approved and loan Processing.

Branch Credit Manager - NOCPL BC-YES Bank - Rasipuram Branch

(2017 - 2019)

• Managed end-to-end credit processes, loan disbursements, and financial analysis.
• Evaluated credit worthiness and minimized risks through financial assessments.
• Developed strategies for business growth while ensuring compliance with regulatory guidelines.

Relationship Officer - IASC-YES BANK - Mohanur Branch

(2014 - 2017)

• Built strong client relationship handled customer queries, and offered tailored financial solutions.
• Supported sales efforts and promoted banking products. Assist in credit approved and loan processing.

Master of Science - Mathematics - Manomaniam Sunaranar University (2021-12)

Bachelor of Education - B.Ed - TamilNadu Teacher Education University (2019-03)

Bachelor of Education - Mathematics - Manomaniam Sunaranar University (2015-12)

12th - Govt. Boy's Higher Secondary School (2008-03)