Prachi Dhulap

Dedicated and detail-oriented RCU and Risk Operations professional with 6 years of experience in risk management, fraud detection, KYC/document verification and compliance. Strong practical knowledge of Advanced Excel along with experience in data validation, TAT monitoring, RCU case handling and credit assessment. Experienced in reviewing suspicious applications, managing deferrals and subjectivity resolutions, and supporting process compliance.

Seeking an opportunity in RCU, Risk Operations, Fraud Control or Credit Operations.

Risk Control Unit (RCU) Executive at Credit Wise Capital Pvt. Ltd. (2019-08 – 2026-01)

• Monitored and resolved RCU cases/trays, ensuring timely escalation of fraudulent cases and adherence to compliance protocols.
• Performed pre- and post-RCU KYC/document checks and reviewed suspicious cases to help prevent fraudulent applications from disbursement.
• Managed deferral clearance and provided subjectivity resolutions post-approval to support operational efficiency.
• Oversaw special assignments including CSO login verification and data validation, ensuring accuracy and accountability.
• Monitored TAT and case-sampling activities across Pan India.
• Trained team members on RCU processes and documentation standards.
• Managed retrieval of CRIF High Mark and TransUnion credit reports for credit assessment.
• Worked with Karza Software and Track Wizz APIs for RCU/risk-related activities.

B. Com – University of Mumbai (2017 – 2019)

HSC – Shirodkar College (2016 – 2016)

SSC – Dr. K.M. Shirodkar High School (2014 – 2014)