Jr. Manager - Cholamandalam Investment and Finance Ltd
(2023-11 - 2025-01)
CYCLE DUE DATE - 05th of Every Month. PRODUCT - Consumer & Small Enterprises Loan / Partnership Loan (Term loan, OD Loans, Samsung Loans, Direct 2 Chola Loans).
- NACH Registration done on various mode of PNACH, ENACH, ESIGN- Aadhar, UP I, Direct Debits - DD i.e. SBI, UBI, TPSL, BOB & IB
- Sponsor Bank of HDFC & Kotak & DD & Tec process
- NACH Mandate MIS on Registration & Rejected Cases on daily base
- Partnership Loans Mandate will be sourcing while disbursed through API
- Transaction File will be sent to respective sponsor bank on TAT
- Matches Billing report of all products
- Consolidate of clearance status will be validated and update in system on same day
- Due date MIS & Registration MIS with swap details will circulate on daily base
- Representation will be done based on Collection team Request
- Bounce R7 Memo request will initiate to the respective Banks
- Audit files will be updated on Monthly Base once due date completes
Assistant Manager - Equitas Small Finance Bank Ltd
(2015-01 - 2023-11)
CYCLE DUE DATE (05th-10th-15th & 20th). PRODUCT - SME-RETAIL / VF / BL / GOLD.
- ECS /NACH/SI processing on daily basis
- Prepare The Bounced / Cleared MIS Report Circulate On Daily Basis
- NACH Mandate on Registration & Rejected Cases
- PDC Control & Follow-up with Branches
- Doing the ECS / NACH Swapping as per Branch & Customer Request
- Follow-Up with Bankers for Mandate Registration, as well as E-mandate
- ECS /NACH/PDC/Cash/collection status updation
- Preparing for Due Date presentation MIS Report of All Product
- Matching with Due Date Dump and Presentation on monthly billing
- PDC QC check with presentation challan as well as ECS & NACH & SI Transaction
- NACH Processing - NACH Transaction status from NPCI (Bounced & Realized) & NACH Representation
- SI Processing - SI Transaction on Same Bank Process (Bounced & Realized) SI Representation
- ECS Processing - ECS Payment Updated (Bounced & Realized)
- PDC Processing - PDC Clearance (Bounced & Realized). Legal & Financial Cheque Presentation
- GL Bank Statement - Debit / Credit match
- Service Request - SR Number Verification, SR Query Closed
- Processing on working Calculation for PAN India for payout's
- Ensuring TAT in processing for the vendor payment
- Preparing MIS relating to Payment Status and Pending Cases
- Preparing Weekly working Calculation on MIS & Circulate to branches
- Coordinating with Zone Heads for Clearing the pending & HOLD Bills
- To Manage & Responsible for all Payout Help lines of all Zones
- Monthly Provision to be hand over finance Dept. with slab %
- General Ledger (GL) to be match and Reconciliation on Monthly Base
- Empanelment to create vendor Code to all products
