Prakash Chandra

Achieved enhanced service delivery and compliance through collaboration with teams in India's leading private sector banks. Contributed to financial operations for 5 years, facilitating understanding of financial services and regulations.

Relationship Manager (Retail Agri and SAB) - HDFC Bank Ltd - Almora, Uttarakhand

(2024-12)

Being a Relationship Manager in Agri Retail and Small Agri Business, my job is to acquire new customer and provide better service to the customers by visiting the branch. My profile has given me an opportunity to become complete banker both in operational and sales side of core banking. My operational role includes catering all needs of key clients includes loan application, processing of loans, disbursement of loans and all other service requests of existing customers.

Core banking sales includes liability products and assets products. Being a one point contact for key clients, fee and third party products constitute my core business.

• Products which I deal in include Agriculture Loans to individual farmers, Business Loans to Business entities
• Providing Agriculture Loan/Limit, Working Capital Limit (CC and OD) & Term Loan, Facilities to MSME Customers
• KYC Documentation for Savings and Current Accounts, CDD, EDD, AML
• Liability products include Saving bank a/c, Current a/c and other deposit account
• Life insurance, general insurance and Mutual fund are core third party products
• Grade: Assistant Manager

Direct Sales Executive - Yes Bank Ltd - Kashipur, Uttarakhand

(2022-12 - 2024-12)

Being a Direct sales Executive in Micro Enterprises Banking, my job is to acquire new customer and provide better service to the customers by visiting the branch.

• Products which I deal in includes Business Loan to Self Employed Segment (SES)
• Providing Working Capital & Term Loan Facilities Upto Rs.20 cr. To MSME Customers

Accountant - Sri Swastik Seeds Industries - Kashipur, Uttarakhand

(2020-07 - 2022-11)

Managed financial records and transactions to ensure accuracy and compliance.

Master of Arts - Mahatma Jyotiba Phule Rohilkhand University, Bareilly, UP (2021 - 2021)

Bachelor of Arts - Mahatma Jyotiba Phule Rohilkhand University, Bareilly, UP (2018 - 2018)

Senior Secondary Education - Board of School Education Uttarakhand (2015 - 2015)

Secondary Education - NJIC SINAR, ALMORA (2013 - 2013)