Pranav Veettikkal

Detail-oriented Accounts and Operations professional with a combined background in accounting administration and retail banking, built across three-plus years in fast-paced, deadline-driven environments in the UAE and India. Experienced in the full accounts payable and receivable cycle, SAP FICO-based financial accounting, invoice and expense reconciliation, ERP-based financial record keeping, and administrative coordination between clients, vendors, and internal departments. Equally comfortable managing customer-facing banking relationships as handling back-office financial documentation, with a consistent track record of accuracy, regulatory compliance, and dependable follow-through on assigned responsibilities.

Known for a structured, methodical approach to reconciliation and reporting, strong attention to detail when processing high volumes of transactions, and the interpersonal skills needed to resolve vendor and customer issues professionally. Comfortable working across multiple ERP and accounting platforms and adapting quickly to new systems and internal processes. Seeking to bring this blended accounts-and-operations skill set to a growing organization in the UAE that values accuracy, reliability, and proactive coordination.

Accounts Executive (SAP FICO Trainee) - Oqaab Management Consultancy - Dubai, UAE

(2025-02)

Supporting day-to-day financial accounting activities in SAP FICO under the guidance of the finance team, alongside general office administration, reporting directly to management on financial status and operational matters.

• Post General Ledger (GL) journal entries and maintain accurate accounting records in SAP.
• Process vendor invoices, credit notes, and payment requests through the Accounts Payable (AP) process.
• Create customer invoices, record incoming payments, and monitor outstanding receivables using the Accounts Receivable (AR) process.
• Assist with bank reconciliations by matching bank statements against accounting records and resolving discrepancies.
• Maintain vendor, customer, and General Ledger master data in SAP.
• Support month-end closing activities by preparing journal entries, reconciling accounts, and assisting in financial reporting.
• Generate standard SAP financial reports, including General Ledger, Vendor Line Item, and Customer Line Item reports.
• Verify supporting documents before posting accounting transactions to maintain compliance with internal controls.
• Assist in expense analysis, invoice verification, and financial documentation using SAP FICO and Microsoft Excel.
• Prepare financial reports and management summaries using advanced Excel functions such as PivotTables, XLOOKUP, VLOOKUP, IF, and SUMIFS.
• Ensure accurate maintenance of accounting records and support internal and external audit requirements.
• Coordinate administrative functions including scheduling, filing, documentation control, and internal reporting.
• Maintain accurate records of contracts, purchase orders, and vendor agreements to support smooth procurement processes.
• Liaise directly with vendors and suppliers to resolve billing discrepancies, confirm payment terms, and ensure smooth ongoing operations.
• Coordinate with procurement, sales, and operations teams to ensure accurate recording of financial transactions.

Relationship Manager - HDFC Bank - India

(2023-01 - 2024-12)

Frontline relationship management role covering account servicing, transaction processing, and client advisory within a high-volume retail banking branch.

• Managed customer accounts using Oracle Flexcube, handling account opening, loan processing, fund transfers, and daily banking operations.
• Ensured accuracy in transaction processing and maintained strict compliance with internal banking regulations and controls.
• Processed a high volume of routine and non-routine banking transactions while maintaining service quality standards.
• Built and maintained strong client relationships through proactive engagement, regular follow-up, and consistent service delivery.
• Identified customer financial needs and recommended suitable banking products and solutions, contributing to improved customer retention.
• Supported cross-selling and upselling of banking products based on individual client profiles and life-stage needs.
• Handled complaint resolution directly with customers, working to ensure high levels of satisfaction and trust in the branch.
• Coordinated with internal departments — including operations, credit, and compliance — to resolve account and service issues efficiently.

Bachelor of Commerce - B.Com – Computer Application - University of Calicut, India — College of Applied Science, Vadakkencherry, Kerala (2017-01 - 2020-12)