Pranoti Sherekar

Detail-oriented and results-driven Commerce postgraduate with professional experience as a Credit Analyst at Bajaj Finance. Proven track record in credit risk appraisal, retail loan documentation management, comprehensive KYC compliance, and customer interaction. Adept at data-driven financial evaluation, risk mitigation, and cross-functional teamwork in fast-paced corporate environments.

Credit Analyst - Bajaj Finserv (BHFL) - Pune, India

(2024-10 - 2026-03)

• Reviewed and analyzed loan applications to evaluate creditworthiness and mitigate financial exposure.
• Conducted rigorous KYC verification, validation checks, and robust document screening processes.
• Prepared, structured, and systematically maintained accurate credit profiles and operational loan documentation.
• Processed complex retail banking files and coordinated cross-functionally to streamline loan disbursements.
• Analyzed credit bureau reports, risk metrics, and credit scores to deliver sound underwriting recommendations.
• Maintained absolute compliance with internal corporate credit policies and external banking regulations.
• Coordinated directly with customers to acquire pending paperwork, clarify data discrepancies, and support communication.

Master of Commerce - M.Com - Sinhgad College of Commerce, Pune (SPPU) (2023)

Bachelor of Commerce - B.Com - Dayanand Commerce College, Latur (SRTMUN) (2021)

Higher Secondary Certificate - 12th - Dayanand Commerce College, Latur (2018)