Prathusha Ganugula
US 401(k) RETIREMENT SERVICES | COMPLIANCE | FINANCIAL OPERATIONS
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About
Financial services and operations professional with 6+ years of experience across US 401(k) retirement services, regulatory compliance, content moderation, banking, KYC and customer acquisition. Hands-on experience in retirement plan compliance activities including non-discrimination testing, Form 5500 preparation/filing support, Required Minimum Distributions (RMDs), audits and refund processing. Strong record of accuracy, data validation, risk control, SLA/TAT management and high-volume transaction processing.
Experience
Senior Process Associate - US 401(k) Retirement Services & Compliance at ADP (Automatic Data Processing) (2024-03 – 2026-07)
- Supported US 401(k) retirement plan administration and compliance operations for employer-sponsored retirement plans, ensuring accurate and timely processing of plan-related activities.
- Conducted non-discrimination testing as mandated by the IRS and reviewed plan/participant data for completeness, accuracy and compliance requirements.
- Prepared and supported filing of Form 5500 for employer retirement plans, validating required plan information and maintaining documentation accuracy.
- Processed Required Minimum Distributions (RMDs) for eligible retired plan participants in accordance with applicable retirement-plan requirements.
- Performed detailed audits and data validations to identify discrepancies, minimize operational risk and maintain compliance standards.
- Managed refund processing and related retirement-plan transactions with strong focus on accuracy, documentation and timely completion.
- Worked in a high-volume, deadline-driven environment while meeting productivity, quality, SLA and turnaround-time expectations.
- Coordinated case resolution and escalated exceptions where required, maintaining clear audit trails and adherence to established procedures.
Senior Process Associate - Content Moderation at Genpact India Pvt. Ltd. (2021-07 – 2024-02)
- Reviewed and moderated high volumes of user-generated content in accordance with client policies, community guidelines and legal/regulatory requirements.
- Identified, flagged and escalated harmful or inappropriate content, including harassment, hate speech and misinformation, using defined policy frameworks.
- Maintained consistent decision quality, productivity and accuracy while handling sensitive cases in a fast-paced operational environment.
- Performed quality-focused data review and documentation, supporting compliance, risk mitigation and process adherence.
Acquisition Manager - Video KYC / Customer Onboarding at IndusInd Bank (2020-03 – 2021-07)
- Handled end-to-end Video KYC (VKYC) activities, verifying customer identity and documentation in line with RBI requirements and internal controls.
- Supported customer acquisition and credit-card onboarding through accurate data collection, verification and KYC compliance checks.
- Ensured timely case completion, maintained documentation standards and escalated exceptions or discrepancies as required.
Education
Bachelor of Computer Applications in Computer Applications – Shri Krishnaswamy College for Women (2016 – 2019)
Higher Secondary – Chinmaya Vidyalaya Higher Secondary School (2014 – 2016)
Matriculation – Janaki Ramachandra Kalyan Matriculation Higher Secondary School (2007 – 2014)

