Praveen Kumar Dubey

Detail-oriented Credit Analyst / Operations professional with hands-on experience in process execution, credit checks, data verification, and compliance-driven workflows at CARS24. Skilled in KYC validation, documentation checks, MIS reporting, and SOP adherence. Adept at reducing operational errors, ensuring risk compliance, and supporting smooth loan/credit operations.

Seeking opportunities in Banking, FinTech, or Credit Operations where accuracy, risk awareness, and process discipline are critical.

Business Loan Associate - Paisabazaar

(2022-07 - 2023-01)

Converted prospective customers by understanding business requirements and recommending suitable business loan products.

• Managed end-to-end loan processing, including document collection, verification, and coordination with lenders.
• Achieved consistent sales targets through effective follow-ups, customer engagement, and relationship building.
• Explained loan eligibility, interest rates, and repayment terms clearly to help customers make informed decisions.
• Maintained accurate customer records and ensured compliance with company and lender policies.

Credit Analyst / Operations Executive - CARS24

(2023-01)

• Performed customer and asset data verification, ensuring accuracy and compliance
• Supported credit and risk operations through document validation and checks
• Maintained and updated MIS and internal databases with high accuracy
• Followed SOPs, audit requirements, and internal quality controls
• Coordinated with cross-functional teams to resolve discrepancies and improve turnaround time (TAT)

Bachelor of Arts - BA (2021)

Senior Secondary - 12th

Secondary - 10th