Prem Kumar

Developing expertise in computer applications, Premkumar has graduated from Thiruvalluvar Arts and Science College. With a focus on relationship management, he has worked as a microfinance relationship officer at Muthoot Microfinance. Motivated to leverage his skills in a dynamic environment, he aims to contribute to impactful projects and drive business growth.

Group Relationship Manager - IDFC FIRST BHARAT - B.muttur, Tamil Nadu

(2026-04)

• Client Acquisition and Portfolio Growth
• Actively acquire New-to-Bank (NTB) clients through market mapping and lead generation.
• Client acquisition, financial advisory, and strict compliance with risk policies.
• Act as a strategic financial advisor, mapping out tailored plans for savings, investments, and loan.

Relationship Officer - Muthoot Microfinance - Relationship Officer, Parangipettai

(2023-10 - 2025-08)

• Managed client relationships, ensuring satisfaction and retention through personalized service and effective communication.
• managing loan processing, delivering doorstep services, ensuring timely collections, and cross-selling insurance and financial products
• Contributed to a 15% increase in client retention and a 10% growth in loan portfolio.
• Actively following up with clients for loan repayments, especially (NPA Customer) those experiencing delayed payments, to preserve portfolio quality.

Staff Accountant - E movers Pvt Ltd - Dubai

(2020-12 - 2022-01)

• Ensure all loading and dispatch activities comply with safety standards.
• Implement inventory management practices reducing stockouts by 15%
• manages an organization's day-to-day financial operations and attendance.They are responsible for recording transactions, maintaining the general ledger, reconciling bank and balance sheet accounts, and supporting month-end or year-end close processes to ensure financial accuracy and regulatory.

B.C.A - Computer applications - Thiruvalluvar Arts and Science College (2018-06)

12thstate board - Computer science - RCT HR SEC SCHOOL, State Board (2015-03)