Prerna S

Results-driven AML & Financial Crime Analyst with 2+ years of experience in Transaction Monitoring, KYC/CDD/EDD reviews, sanctions screening, and fraud risk analysis within regulated banking environments. Experienced in identifying suspicious activity, preparing STR/GOS reports, and ensuring compliance with AML/CFT, PMLA, and RBI regulations. Skilled in Dow Jones Risk & Compliance, sanctions screening (OFAC, UN), PEP checks, and financial crime investigations

AML Analyst at Shivalik Small Finance Bank (2024-08 – Present)

• Perform end-to-end Transaction Monitoring (TM) by reviewing system-generated and EFRM alerts to identify potential money laundering and financial crime risks in accordance with AML/CFT and RBI guidelines.
• Investigate suspicious transaction patterns using customer profiling and risk-based assessment methodologies; prepare structured Grounds of Suspicion (GOS) reports to support STR filings with the Financial Intelligence Unit (FIU).
• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in line with AML/KYC regulations; document investigation findings and maintain accurate audit trails in compliance case management systems.
• Execute customer name screening against OFAC, UN sanctions lists, PEP lists, internal watchlists, and adverse media using Dow Jones Risk & Compliance and overnight batch screening tools.
• Analyze alerts to distinguish false positives from true matches using risk-based assessment; ensure accurate escalation to senior compliance personnel.
• Perform monthly Quality Control (QC) checks; document findings with remarks and maintain audit-ready records to support internal and external audits.
• Support regulatory reporting, internal audits, and financial crime risk mitigation processes; ensure adherence to RBI regulations, AML policies, and internal risk controls.

Associate Analyst at GlobalLogic (A Hitachi Group Company) — Partnered by Google (2022-04 – 2023-05)

• Conducted real-time production quality evaluations for Google products, generating verification metrics and ensuring data accuracy across large datasets.
• Performed automated and tool-based QA comparisons to identify defects and inconsistencies; documented root cause analysis and resolution recommendations.
• Analyzed duplicate product metadata and collaborated with cross-functional teams to resolve data integrity issues at scale.
• Developed and maintained QA documentation including test plans, test cases, and defect tracking reports.

HR Trainee at Jupiter AI Labs (2024-03 – 2024-04)

• Supported end-to-end recruitment activities including job postings, resume screening, and non-IT hiring pipelines.
• Assisted with employee onboarding/offboarding processes; maintained attendance records and HR documentation.
• Coordinated employee engagement initiatives and team-building activities; supported benefits administration and query resolution.

HR Trainee at Faxoc (2023-05 – 2023-08)

• Supervised a team of 2 supporting recruitment, onboarding, and employee engagement functions.
• Utilized HRIS and ATS tools to manage candidate data and streamline recruitment workflows; contributed to 4–5 successful hiring closures per month across IT and non-IT roles.
• Conducted candidate screenings and initial phone/video interviews; coordinated job postings across portals and collaborated closely with hiring managers.

Digital Marketing Intern at Dobot (2020-05 – 2020-06)

• Executed SEO strategies and managed brand presence across social media platforms; developed digital marketing strategies aligned with business objectives.

Project Trainee — Retail Branch Banking (Digitalization) at HDFC Bank (2019-07 – 2019-07)

• Gained hands-on exposure to retail branch banking and digitalization projects; interacted with customers to understand needs and advise on appropriate banking products and services.

Bachelor of Business Administration in Human Resources Management – Delhi Technological University (2018 – 2021)

CBSE Commerce in 10th & 12th Standard – Modern Public School