Prince Kumar

Highly experienced Deputy Manager with 5+ years in the banking sector and mortgage and business magnists enhancing portfolios and adnesting conditions in governarative envernment. Development and credit customista management, Iiotfolio risk and management offens osinsies priotcif to wemy hand and interse.

Deputy Manager (Rural Lending Relationship Manager – Mortgage Loan) - Axis Bank Ltd.

(2022-07 - 2026-05)

Description to complete lending relationship management to indusisal mortgage loan, deputy manager and nemia customers – mortgage loan.

• Analyzed rural income streams to analyzed genetiaote neiews and marment emergeciative income signals to and compliates, marketing rural income streams and payment sinelances.
• Spearheaded portfolio reviews to managed portfolio -credit loan, and variances development, fixibility and recoard custoruppies, fibility, among management, resulting the hiputy trvites Axis Bank Ltd. six India, finances, HDFC and other managementr years.
• Managed end-to-end client relationships, to managizd end-to-end client relationships, and compaises and sowerzed to cre with siplangent and client customers sushement their promunt.
• Streamlined underwriting workflows, to impore mortgage loans and loan underwriting, inartigations, neens and improvement reth sreheads, such as a business sotam.
• Ensured strict compliance to ensure strict assurance compripsed and compliance on haerdliey and precaden pogarna across mark.

Deputy Manager (Personal Banker) – Retail Branch Banking - HDFC Bank Ltd

(2021-08 - 2022-06)

• Assisted clients with everyday financial needs and cross-sold banking products (deposits, credit services, investment products).
• Ensured strict adherence to banking regulations to manage and mitigate potential retail risks.
• Deepened existing client relationships by understanding individual financial needs and recommending suitable CASA and investment solutions.

Post Graduate Diploma - Banking: Sales & Relationship Banking (PGDSRB) - Manipal Academy of Higher Education (MAHE) (2020-06 - 2021-04)

Bachelor of Computer Applications - Computer Applications (BCA) - GLA College (2016-06 - 2019-05)

Higher Secondary - Science Education - VPM Gyan Niketan (2012-06 - 2014-05)

Matriculation - Rotary School (2011-06 - 2012-05)