Assistant Manager at Al - Sha Contracting LLC (2024-11 – Present)
- Led and managed Accounts Receivable: invoicing, credit control, collections, reconciliation of customer accounts, and ageing follow-up.
- Oversaw Accounts Payable: processed vendor invoices, approvals, scheduled payments, and supplier reconciliations.
- Performed regular bank reconciliations, resolved exceptions, and managed petty cash.
- Supervised junior accounting staff, assigned tasks, and reviewed their work.
- Prepared monthly financial reports and supported month-end close.
- Assisted the Accounts Manager and Project/Contracts team in contract accounting: milestone billing, retentions, change orders, subcontractor payments, and verifying contract-related invoices.
- Maintained accurate ledgers, payroll support, and ensured statutory/compliance entries were complete.
- Assisted in implementing/updating accounting systems and process improvements.
Senior Associate (AML & KYC verification)(UK & US team) at Bank of Newyork Mellon - (Pune) (2022-07 – 2024-01)
- Executed end-to-end KYC onboarding and periodic reviews for corporate clients within Corporate & Investment Banking domain, ensuring compliance with FCA and global AML policies.
- Reviewed and validated KYC documentation, including complex corporate structures, UBOs, shareholders, and regulatory filings to ensure completeness and accuracy.
- Performed customer risk assessments (Low/Medium/High) based on jurisdiction, business activity, and source of funds, identifying AML, sanctions, and reputational risks.
- Liaised with onshore compliance teams, Relationship Managers, and business stakeholders to resolve KYC gaps and ensure timely onboarding.
- Conducted Enhanced Due Diligence (EDD) for high-risk clients, including PEPs and high-risk jurisdictions.
- Performed ongoing due diligence (ODD) and periodic refresh reviews, identifying trigger events such as ownership changes and unusual activity.
- Ensured compliance with AML/CFT regulations, FATCA, CRS, and global financial crime compliance standards while maintaining complete AML documentation, audit trails, compliance records, case narratives, and regulatory review reports. Collaborated with Compliance, Onboarding, Operations, and cross-functional stakeholders to strengthen AML controls, support regulatory adherence, manage operational risk, and drive continuous process improvements.
- Performed Quality Control (QC) reviews to ensure adherence to internal AML policies and regulatory requirements.
- Maintained and updated KYC records in internal systems (Fenergo / equivalent platforms) ensuring accurate case tracking and documentation.
- Produced MI reports, onboarding dashboards, and audit documentation to support compliance and regulatory reviews.
- Supported internal audits and regulatory reviews by ensuring KYC files were complete, accurate, and aligned with AML policies and global standards.
- Managed high-volume onboarding and review cases, consistently meeting strict SLA timelines while maintaining high quality and accuracy.
Treasury Reconciliation at Bank of Newyork Mellon | Pune, India (2020-07 – 2022-01)
- Performed daily and weekly reconciliations across Transfer Agency and Global Custody accounts, identifying and resolving cash breaks and position differences.
- Prepared department-wise open item reports, ensuring timely investigation and closure of outstanding reconciliation items.
- Managed reconciliation of internal and external control accounts, including switch control, settlement accounts, repayment accounts, and fund transfers.
- Analyzed high-volume transaction data (money in/out, investor accounts, dealing accounts) to ensure accuracy and completeness of financial records.
- Generated and scheduled reports using SAP and MIS Harness (GTA system) to support transaction monitoring and reconciliation activities.
- Conducted data investigation using multiple systems and vendor sources to resolve discrepancies and ensure data integrity.
- Worked with multi-currency transactions, including foreign exchange (FX) conversions and cross-border fund movements.
- Handled transactions through SWIFT and global payment systems, ensuring compliance with banking and settlement standards.
- Supported NAV calculation and rate updates, ensuring accurate valuation and record-keeping.
- Collaborated with upstream and downstream teams to resolve reconciliation breaks and improve process efficiency.
Accountant at MAZ Consultants- Architects & Engineers (A Group of Dunes) (2018-01 – 2019-07)
- Processed sales and purchase invoices, expense reports, credit memos, and payment transactions with accuracy.
- Posted receipts to appropriate general ledger accounts and performed account reconciliations. Resolved accounts payable/receivable discrepancies and reconciled vendor statements.
- Handled payment complaints and discrepancies promptly and professionally.
- Prepared sales quotations in coordination with the sales and architecture teams.
- Created daily and weekly cash flow reports for internal accounting review. Reconciled discrepancies between accounts receivable general ledger and trial balance.
- Generated bi-monthly financial statements including cash flow, profit & loss, and balance sheet.
- Processed salary disbursements, issued cheques, and managed petty cash.
- Conducted monthly internal audits and submitted reports via RealSoft system.
- Assisted in developing and finalizing annual expense planning with senior management Maintained comprehensive sales and purchase reports for the restaurant division.
- Handled monthly VAT reporting and ensured timely VAT receivables/payments in compliance with UAE tax regulations.
- Ensured adherence to accounting standards and regulatory compliance related to customer verification, invoice legitimacy, and financial reporting.
- Maintained accurate KYC and vendor onboarding documentation for financial transactions in line with audit and regulatory requirements.
- Coordinated with stakeholders to implement proper documentation and record-keeping for financial due diligence.
Accountant at Aadiyaa Communications (Branding and Marketing Agency) (2016-01 – 2017-09)
- Handling Account Receivables and Account Payable
- Issue receipts to customers on receipt of payments Performing daily
- Financial transactions such as verifying, calculating and posting accounts receivable data Supporting the month end process Generating month end reports
- Reconciling vendor account
Team Manager at Ginger Technologies (2014-09 – 2015-10)
- Provide the team with a vision of the project objectives Motivate and inspire team members.
- Ensure discussions and decisions lead toward closure Allocating work to team member and ensuring that work is completing before our deadline
Social Media Interactive Advisor at 24/7.inc (2011-06 – 2013-02)
- Conducting team huddles sharing the process updates in a timely manner.
- Conducting various stress buster activities for the team and engaging them
- Mentoring new folks and cross training the batch mates. Going beyond the shift timing to clear the volume.
- Solving the customer queries efficiently and focusing on customer retention.
