Priyank Mishra

Accomplished BANKING & NBFC professional with 8+ years of hands-on expertise in Branch Operations, Credit Appraisal, Portfolio Management, Collections & Recovery, and Team Leadership in the Microfinance & MSME lending segments. Proven ability to strategize and drive portfolio performance, build & mentor high-performing teams and achieve business targets. Currently managing a portfolio of ₹4.5+ Crore with 99.5% Collection Efficiency and leading a team of 10+ members.

Strong command over MIS, documentation, compliance, and audit readiness.

Senior Branch Manager - Sri Sai Capital Bank - Prayagraj

(2023-08)

• Leading a team of 10+ employees and driving branch performance & profitability
• Managing portfolio of ₹4.5+ Crore with 99.5% Collection Efficiency and recovery of AED loans
• Credit appraisal, loan origination, and portfolio quality management
• Conducting internal audits and ensuring operational and 5-std norms
• Ensuring MIS updation, KPIs compliance and documentation accuracy
• Streamlining processes and enhancing the performance metrics

Senior Credit Manager - Speciosity Financial Ltd.

(2020-04 - 2023-07)

Branch Manager - Marksans Micro Finance - Prayagraj

(2022-11 - 2024-03)

Managed branch operations and achieved business target consistently.

• Supervised portfolio quality and recovery compliance with company policies
• Spearheaded team coordination and performance enhancement initiatives
• Managed disbursement and ensured target achievement

Branch Manager - Fusion Micro Finance Ltd. - Prayagraj

(2022-01 - 2022-07)

• Finalized and on-boarded operations and portfolio management
• Implemented MIS and documentation processes
• Managed recoveries and ensured target achievement

Audit Officer - Collage Micro Credit - Prayagraj

(2017-05 - 2020-04)

• Conducted internal audits of branches and ensured process compliance
• Identified process gaps and recommended improvements

Bachelor of Arts - BBA - University of Allahabad (2010 - 2013)

12th - ISC - St. Xavier's School

10th - ICSE - St. Joseph's School